BTCJam

BTCJam is the first global peer-to-peer lending company powered by Bitcoin. It is based in San Francisco and was founded by Celso Pitta, Brazilian software engineer.

BTCJam developed a proprietary credit-scoring algorithm that allows users in countries that lack credit scoring to qualify for loans. The algorithm analyzes the user's social networking profiles such as Facebook and LinkedIn, as well as their E-Commerce History using eBay and PayPal.

Because of its global nature, BTCJam can connect lenders from the developed world to borrowers in developing nations. Since interest rates in developing nations are much higher than they are in developed west,[1] BTCJam and Bitcoin creates a unique arbitrage opportunity allowing both lenders and borrowers to benefit.

Over 42,000.00 borrowed

Refinance your current debt with lower rates.
Reliable financing for planned and unexpected events.
Build your credit score and receive a lower rate on your next loan.

Security Done Right

Bank-level Security.
SSL and AES-256 Encryption.
Two-Factor Authentication (2FA).

Better Borrower Experience

Easy online application - get your bitcoins fast!
Loans being funded for almost any purpose.
Optionally protect against bitcoin volatility.

Now you can Invest your Bitcoins

Investors can get up to 19% APR.
Connect with borrowers worldwide.
Successful global credit scoring.

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Facts

Reported Return: 19.30%

Total Loans Funded: 13.2B
Average Service Fee: 0.00%

Loan Terms

6 Months
9 Months
12 Months

Related News

BTCJam Brings Its Bitcoin-Based Lending Service To Emerging Markets - TechCrunch - Thu Jun 05 07:00:00 UTC 2014
BTCjam Sets Closing Date. Users May Withdraw Stored Bitcoin until July - Crowdfund Insider - Mon May 29 07:00:00 UTC 2017
Bitcoin Lending Platform BTCJam Stops Taking New US Customers - CoinDesk - CoinDesk - Fri Mar 11 08:00:00 UTC 2016
How Bitcoin Empowers Global Peer-to-Peer Lender BTCJam - CoinDesk - Thu Jun 12 07:00:00 UTC 2014
BTCJam Now Uses Credit Scores to Set Borrowers' Interest Rates - CoinDesk - Fri Mar 20 07:00:00 UTC 2015
Bitcoin Lender BTCJam Reports No Customer Funds Lost in Hack - CoinDesk - Tue Aug 12 07:00:00 UTC 2014
BTCjam Launches New Automatic Investing Tool » Brave New Coin - Brave New Coin - Fri May 22 07:00:00 UTC 2015
Bitcoin Lending Service BTCJam is Shutting Down For Good - newsBTC - Wed Oct 07 10:57:24 UTC 2020
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