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investmentProvider.investmentProvider.displayName BTCJam

BTCJam is the first global peer-to-peer lending company powered by Bitcoin. It is based in San Francisco and was founded by Celso Pitta, Brazilian software engineer.

BTCJam developed a proprietary credit-scoring algorithm that allows users in countries that lack credit scoring to qualify for loans. The algorithm analyzes the user's social networking profiles such as Facebook and LinkedIn, as well as their E-Commerce History using eBay and PayPal.

Because of its global nature, BTCJam can connect lenders from the developed world to borrowers in developing nations. Since interest rates in developing nations are much higher than they are in developed west,[1] BTCJam and Bitcoin creates a unique arbitrage opportunity allowing both lenders and borrowers to benefit.

Over 42,000.00 borrowed

  • Refinance your current debt with lower rates.
  • Reliable financing for planned and unexpected events.
  • Build your credit score and receive a lower rate on your next loan.

Security Done Right

  • Bank-level Security.
  • SSL and AES-256 Encryption.
  • Two-Factor Authentication (2FA).

Better Borrower Experience

  • Easy online application - get your bitcoins fast!
  • Loans being funded for almost any purpose.
  • Optionally protect against bitcoin volatility.

Now you can Invest your Bitcoins

  • Investors can get up to 19% APR.
  • Connect with borrowers worldwide.
  • Successful global credit scoring.
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Facts

Reported Return
19.30%
Total Loans Funded
13.2B
Average Service Fee
0.00%
Loan Terms
  • 6 Months
  • 9 Months
  • 12 Months

Company Information

Founded Year
2013
Website
https://btcjam.com/

Related News

  • Bitcoin Lending Service BTCJam is Shutting Down For Good - NewsBTC - Wed Oct 07 10:57:24 UTC 2020
  • BTCjam Sets Closing Date. Users May Withdraw Stored Bitcoin Until July - Crowdfund Insider - Crowdfund Insider - Mon May 29 07:00:00 UTC 2017

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