Wealthfront

Wealthfront is the world's largest & fastest-growing automated investment service with over $1 billion in client assets. It manages a diversified, continually rebalanced portfolio of index funds on your behalf at a very low cost and in an extremely tax-efficient manner. Its unique service is made possible by combining a team of world-class financial experts, led by Dr. Burton Malkiel, renowned economist and author of A Random Walk Down Wall Street, with some of Silicon Valley’s best technology talent.

The company has received funding from Benchmark Capital, DAG Ventures, Index Ventures, The Social + Capital Partnership and individuals, including Marc Andreessen, Ben Horowitz and Jeff Jordan. As of December 2014, Wealthfront had more than $1.7 billion of assets under management.

Truly Automated

Wealthfront takes the guesswork out of sound, long-term investing through effortless automation. Wealthfront manages a personalized online investment account for you that is fully diversified and periodically rebalanced – accessible anytime and anywhere from your desktop, tablet or phone. It supports the following types of accounts:

Individual, joint, trust, & LLC taxable accounts
Traditional, Roth, & SEP retirement accounts (IRAs)
401(k) rollover accounts
501(c) accounts for non-profit institutions

Wealthfront investment recommendation for a taxable account

Exhibit 4: Wealthfront investment recommendation for a taxable account

Wealthfront investment recommendation for a retirement account

The Best Index Funds

The service is premised on the consistent and overwhelming research that proves index funds significantly outperform an actively managed portfolio. It employs ETFs that track indexes for the 11 major asset classes used in our portfolios. Each ETF is chosen by our investment research team based on its relative cost, tracking error, market liquidity and securities lending policies. It always tells you why we chose each ETF over its alternatives.

Extremely Low Cost

Wealthfront believes everyone deserves sophisticated financial advice. That’s why the minimum account size is only $5,000. It manages your first $10,000 for free and the rest for only 0.25% per year. There areno additional fees for our service. No trading commissions. Everything is included in our simple low advisory fee.

The Most Tax-Efficient

No other automated investment service offers all five levels of tax minimization that are available with Wealthfront:

Index Funds. Unlike actively managed mutual funds, index funds have very little turnover, which means you incur much lower capital gains taxes.
Intelligent Dividend Reinvesting. Using dividends to rebalance your portfolio throughout the year minimizes sales, leading to lower realized capital gains.
Tax location. All clients receive different asset classes and asset allocations for taxable and retirement accounts to optimize their after-tax performance.
Daily Tax-Loss Harvesting. Clients with $100,000 or more invested in a taxable account can take advantage of our Daily Tax-Loss Harvesting service at no additional cost.
Tax-Optimized Direct Indexing. Clients with $500,000 or more invested in a taxable account can take advantage of Tax-Optimized Direct Indexing, our portfolio that provides enhanced Tax-Loss Harvesting by harvesting losses among the individual stocks in the S&P 500®.

Daily Tax-Loss Harvesting and Tax-Optimized Direct Indexing could add more than 1.6% to your portfolio's annual after-tax return.

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Facts

Management Type: Fully Automated Platform
Total Assets: $1.55B
Portfolio Composition: ETFs & Stocks

Optimizations

Automatic Rebalancing
Automatic Tax Loss Harvesting
Tax Optimized Portfolio Design

Free Trial

Free Under Balance

$10000

Minimum Balance

$5000

Mobile Support

Related News

Review: Wealthfront | The Ascent - Motley Fool - Wed Feb 26 08:00:00 UTC 2020
California-based Fintech Wealthfront, a Robo-Advisor, is Reportedly Inching Closer to Becoming a Digital Bank - Crowdfund Insider - Sun Mar 22 07:00:00 UTC 2020
High-yield cash management accounts are cutting their interest rates—here are your best options - CNBC - Wed Mar 11 19:29:21 UTC 2020
Robo Advisers Keep Adding On Services - The Wall Street Journal - Mon Mar 09 02:14:02 UTC 2020
Robo advisors gain new, younger clients amid market turmoil - Financial Planning - Tue Mar 31 14:49:00 UTC 2020
What are cash management accounts? - Concord Monitor - Thu Mar 12 07:00:00 UTC 2020
Fintechs Forced To Cut Rates On Savings Accounts Amid Coronavirus - Forbes - Wed Mar 18 13:37:43 UTC 2020
Phones at RIA cash managers 'ring off the hook' amid yield crunch and MaxMyInterest pulls rabbit out of hat -- keeping rates on FDIC cash near pre-cut levels - RIABiz - Sat Apr 04 00:32:48 UTC 2020
The best investment apps to use right now - Business Insider - Business Insider - Fri Mar 06 17:17:36 UTC 2020
Vanguard Moves Ahead With Digital-Only Robo-Advisor - Barron's - Wed Mar 25 19:08:29 UTC 2020
Global Robo-advisory Market Valuable Strategic Analysis & Trends 2020-2025 – Wealthfront, Betterment Holdings, Charles Schwab - Bandera County Courier - Thu Mar 19 07:00:00 UTC 2020
WHO Reports Record Increase in Coronavirus Cases - Barron's - Fri Apr 03 13:14:00 UTC 2020
FinTech Investment Market Is Thriving Worldwide | Wealthfront, - openPR - Wed Apr 01 07:17:00 UTC 2020
Robo-adviser Wealthfront now holds $20 billion in client assets - Business Insider - INSIDER - Mon Sep 09 21:09:41 UTC 2019
Betterment vs. Wealthfront: Which Is Best for You? - Yahoo Finance - Tue Dec 31 08:00:00 UTC 2019
Financial Data Aggregator Market to See Huge Growth in Future by 2020-2028 | Leading Key Vendors Quovo, Plaid, Envestnet / Yodlee, CashEdge, Finicity, MX, Betterment, Wealthfront, SoFi - Bandera County Courier - Fri Apr 03 06:36:56 UTC 2020
Planet Welcomes New CFO Ashley Fieglein Johnson - planet.com - Mon Mar 09 07:00:00 UTC 2020
Wealthfront vs. Vanguard Personal Advisor Services: Which Is Best for You? - Investopedia - Wed Sep 18 22:38:46 UTC 2019
Can Bridgewater, AQR Risk Parity Funds Hang in There? - Institutional Investor - Sun Mar 15 07:00:00 UTC 2020
Week’s Best: Schwab Bolsters Alts on Its RIA Platform - Barron's - Fri Apr 03 21:12:00 UTC 2020
Risk Parity Trade Made Famous by Ray Dalio Is Now Ringing Alarms - Yahoo Finance - Thu Mar 12 07:00:00 UTC 2020
Wealthfront Named One Of NerdWallet's 2020 "Best-Of" Award Winners - PRNewswire - Wed Jan 15 08:00:00 UTC 2020
Risk parity funds suffer worst week since 2008 - Financial Times - Sat Mar 14 10:10:58 UTC 2020
Wealthfront CEO Andy Rachleff discusses banking - Bank Investment Consultant - Thu Dec 05 08:00:00 UTC 2019
How I use Wealthfront to track my wealth and plan for the future - Business Insider - Tue Dec 03 23:38:45 UTC 2019
2020-2026 Robo-advisor Global Market By Betterment, FutureAdvisor, Personal Capital, Vanguard Personal Advisor, Wealthfront - Galus Australis - Wed Mar 11 07:00:00 UTC 2020
Bogleheads Keep Calm and Carry On With Equities Whipsawed - Yahoo Finance - Tue Mar 10 07:00:00 UTC 2020
Wealthfront eyes mortgages in latest banking land grab - Financial Planning - Wed Dec 04 08:00:00 UTC 2019
Wealthfront founder Andy Rachleff explains why the robo-advisor is betting on millennial investors, but not offering clients exposure to bitcoin - The Block Crypto - Tue Dec 03 08:00:00 UTC 2019
Wealthfront reaches $20B in assets under management with robo advising - Business Insider - Wed Sep 11 15:41:27 UTC 2019
How 21st century fintech apps have changed the way we handle money - VatorNews - Wed Mar 11 07:00:00 UTC 2020
Wealthfront Cash Review: Online Cash Management Account - NerdWallet - Wed Aug 21 07:00:00 UTC 2019
Global downturn will be a test for the robo-advice model - Finextra - Mon Mar 16 07:00:00 UTC 2020
Here's what to know before signing up for a high-yield savings account at a robo-advisor - CNBC - Fri Jul 26 16:05:04 UTC 2019
Wealthfront is again forced to disclose a bad mistake --testing how far the move-fast, break-things -then-apologize culture can go - RIABiz - Fri Oct 18 07:00:00 UTC 2019
Wealthfront and Betterment are battling it out, and it's great news for savers - Business Insider - Business Insider - Wed Jan 15 08:00:00 UTC 2020
Wealthfront adds banking services - Financial Planning - Mon Jun 03 07:00:00 UTC 2019
After Andy Rachleff explains Wealthfront's corrective to banking, Jon Stein told how Betterment is investing heavily in banking but mindful of 'frothiness' - RIABiz - Fri Dec 06 08:00:00 UTC 2019
Wealthfront's high-yield cash account can help savings grow - Business Insider - Business Insider - Tue Aug 27 12:43:56 UTC 2019
Wealthfront busts through $20 billion mark with its 'break things but make it happen' approach, but it's bedeviled by details when it comes to customers - RIABiz - Sat Sep 14 07:00:00 UTC 2019
Betterment robo advisor adds checking, savings accounts - Financial Planning - Tue Jul 23 07:00:00 UTC 2019
How to open a Wealthfront Cash Account to earn more money on savings - Business Insider - Business Insider - Fri Sep 20 16:14:31 UTC 2019
Coronavirus crash is a true 'Black Swan' as Goldman thought the economy was nearly recession-proof - CNBC - Sun Mar 15 15:51:45 UTC 2020
'If we can't automate it, we don't build it': Wealthfront's Andy Rachleff on 'self-driving money' - bankinnovation.net - Fri Dec 27 08:00:00 UTC 2019
Why Wealthfront's Latest Deal Won't Impact Advisors - ThinkAdvisor - Fri Aug 23 07:00:00 UTC 2019
Wealthfront adds staggering $1 billion to its robo-bank in 'less than a month', but critics say it's treading the line, again, on possible conflicts of interest - RIABiz - Thu Apr 25 07:00:00 UTC 2019
The Grove Team Joins Wealthfront To Accelerate Self-Driving Money™ - PRNewswire - Thu Aug 22 07:00:00 UTC 2019
Robo-adviser vs. human adviser: Which one should you use? - Business Insider - Business Insider - Sun Mar 08 12:44:53 UTC 2020
Wealthfront vs. Vanguard - Where Will You Invest Your Money? - The Dough Roller - Tue Jun 04 07:00:00 UTC 2019
I've earned over $111 in 4 months with my Wealthfront account - Business Insider - Business Insider - Sun Nov 03 14:20:31 UTC 2019
Clients are ready for advisors to offer banking services. Are you? - Financial Planning - Mon Mar 02 08:00:00 UTC 2020
Wealthfront boosts cash account APY to 2.57%, a top nationwide rate - Bankrate.com - Wed Jun 26 07:00:00 UTC 2019
Wealthfront's cash account still has industry-leading APY at 2.32% - Business Insider - Business Insider - Mon Aug 26 16:52:31 UTC 2019
Wealthfront purchases startup Grove, but deals clients to Facet and drops subscription pricing; instead it's gobbling up talent and tech - RIABiz - Wed Sep 04 07:00:00 UTC 2019
How Wealthfront's new high-yield savings account works - Business Insider - Business Insider - Thu Jan 16 10:30:26 UTC 2020
Wealthfront Buying RIA Grove Advisors, Facet Buying Clients - WealthManagement.com - Thu Aug 22 07:00:00 UTC 2019
Wealthfront Created a Hedge Fund-Style Product. It's Down About 5% - Bloomberg - Sat May 25 06:51:17 UTC 2019
FinTech Investment Market Significantly Support Market Growth by Top Companies: Oscar, Qufenqi, Wealthfront, ZhongAn, Atom Bank, Avant - Bandera County Courier - Fri Mar 13 06:26:04 UTC 2020
Who To Work For: The Wealthfront List Of 178 Private Companies To Join - Crunchbase News - Thu Dec 12 08:00:00 UTC 2019
Wealthfront bets on 'self-driving money,' following Netflix's playbook — not Wall Street's - CNBC - Sat Mar 30 15:39:36 UTC 2019
Wealthfront launching savings account - Business Insider - Business Insider - Thu Feb 14 14:50:48 UTC 2019
Millennial investors in this state have the highest liquid net worth: survey - CNBC - Wed Dec 11 19:32:04 UTC 2019
You could earn 25 times as much interest on your money with this new savings account - CNBC - Fri May 31 16:27:03 UTC 2019
Wealthfront bumps interest rate to highest in the industry in ongoing battle for deposits - CNBC - Tue May 28 19:55:02 UTC 2019
Financial Planning Startup Grove Joins Robo Advisor Wealthfront’s Platform - Crowdfund Insider - Fri Aug 23 07:00:00 UTC 2019
This is the best robo-advisor for new investors - CNBC - Thu Feb 13 16:45:45 UTC 2020
Financial Data Aggregator Market Share opportunities Trends, and Forecasts to 2020-2027 : Quovo, Plaid, Envestnet / Yodlee, CashEdge - Science In Me - Fri Apr 03 08:41:43 UTC 2020
Should You Shift to a Cash Management Account? - NerdWallet - Thu Feb 27 08:00:00 UTC 2020
WTF is the denominator effect? - TechCrunch - Mon Mar 30 21:08:07 UTC 2020
Wealthfront Acquires Grove - FinSMEs - Sun Aug 25 07:00:00 UTC 2019
Review: Ally Invest Managed Portfolios | The Ascent - Motley Fool - Tue Mar 10 07:00:00 UTC 2020
Wealthfront's new high-yield accounts bring in $1 billion in just a few months - CNBC - Tue Apr 23 15:46:46 UTC 2019
Wealthfront Has Courted Controversy With Dalio-Look-Alike Fund - AdvisorHub - Tue May 28 07:00:00 UTC 2019
Andy Rachleff lambasted competition for timid cash account offerings, but eats his own words with a pull-back to a middling 2.32% rate after Fed cut - RIABiz - Mon Aug 26 07:00:00 UTC 2019
Rental properties are a ‘terrible investment,’ says fintech company with $22 billion in assets under management - MarketWatch - Sat Dec 21 21:00:49 UTC 2019
Wealthfront Just Wants to Be Your (Financial) Everything - Barron's - Tue Jun 04 07:00:00 UTC 2019
Increasing Demand for Personal Finance App Market to Fuel Revenue Growth Through 2017 – 2025 - Lake Shore Gazette - Fri Apr 03 15:26:44 UTC 2020
What the Fed’s Near-Zero Rates Mean for You - The Wall Street Journal - Mon Mar 16 17:15:45 UTC 2020
Investing is one of the best ways to grow your money, and you don't need $1,000 to start - Business Insider - INSIDER - Wed Mar 13 15:16:10 UTC 2019
High-yield savings accounts: Ally vs. Marcus vs. Wealthfront - Business Insider - Wed Jan 15 16:25:47 UTC 2020
Cash Accounts Help Wealthfront Hit $20 Billion - Barron's - Tue Sep 10 07:00:00 UTC 2019
Betterment vs. Wealthfront: Which Is Better? - TheStreet - Fri Mar 22 07:00:00 UTC 2019
Comparing the Cost of Robo-Advisors From JPMorgan, Betterment, Wealthfront, and Others - Barron's - Thu Jul 11 07:00:00 UTC 2019
New Wealthfront Cash Accounts Bring In $1B Since Feb - pymnts.com - Wed Apr 24 07:00:00 UTC 2019
Wealthfront Robo Investing Performance Review 2019 - Business Insider - Tue Feb 12 18:53:18 UTC 2019
Robo Advisors Market to Witness Steady Expansion During 2025 - https://sciencein.me/ - Fri Apr 03 10:47:31 UTC 2020
Wealthfront robo advisor offers free financial planning - Financial Planning - Wed Dec 05 08:00:00 UTC 2018
Wealthfront CFO is eyeing path to public market for the robo-adviser - Business Insider - Fri Sep 13 14:20:55 UTC 2019
Nummo Releases 2020 US Robo-Advisor Performance Ranking - Yahoo Finance - Tue Feb 25 08:00:00 UTC 2020
Wealthfront Review 2020: Pros, Cons and How It Compares - NerdWallet - Tue Aug 13 19:00:59 UTC 2019
Inside the rise and challenges of SigFig, the robo-adviser fintech - Business Insider UK - Mon Mar 16 07:00:00 UTC 2020
Millennial investors in California are fleeing to these 3 tax havens: survey - CNBC - Wed Dec 18 18:08:14 UTC 2019
Wealthfront's Assets Have Almost Doubled This Year - ThinkAdvisor - Wed Sep 11 07:00:00 UTC 2019
5 things to know about Wealthfront’s cash account - Clark.com - Clark Howard - Mon Sep 30 07:00:00 UTC 2019
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Automated Investing Robo-Advisors 2019: Still Waiting for the Revolution - Investopedia - Tue Sep 24 07:00:00 UTC 2019
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Jan 21, 2020 - Wealthfront Advisers LLC Buys Energy Select Sector SPDR Fund, Truist Financial Corp, Bristol-Myers Squibb Company, Sells Celgene Corp, SunTrust Banks Inc, Clorox Co - GuruFocus.com - Tue Jan 21 08:00:00 UTC 2020
Be Careful With Savings Products from Credit Karma, Wealthfront, Betterment and SoFi - November 20, 2019 - BestCashCow - Wed Nov 20 08:00:00 UTC 2019
Wealthfront vs. Vanguard: Which Is Right for You? - NerdWallet - Tue Feb 19 08:00:00 UTC 2019

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