Wealthfront

Wealthfront is the world's largest & fastest-growing automated investment service with over $1 billion in client assets. It manages a diversified, continually rebalanced portfolio of index funds on your behalf at a very low cost and in an extremely tax-efficient manner. Its unique service is made possible by combining a team of world-class financial experts, led by Dr. Burton Malkiel, renowned economist and author of A Random Walk Down Wall Street, with some of Silicon Valley’s best technology talent.

The company has received funding from Benchmark Capital, DAG Ventures, Index Ventures, The Social + Capital Partnership and individuals, including Marc Andreessen, Ben Horowitz and Jeff Jordan. As of December 2014, Wealthfront had more than $1.7 billion of assets under management.

Truly Automated

Wealthfront takes the guesswork out of sound, long-term investing through effortless automation. Wealthfront manages a personalized online investment account for you that is fully diversified and periodically rebalanced – accessible anytime and anywhere from your desktop, tablet or phone. It supports the following types of accounts:

Individual, joint, trust, & LLC taxable accounts
Traditional, Roth, & SEP retirement accounts (IRAs)
401(k) rollover accounts
501(c) accounts for non-profit institutions

Wealthfront investment recommendation for a taxable account

Exhibit 4: Wealthfront investment recommendation for a taxable account

Wealthfront investment recommendation for a retirement account

The Best Index Funds

The service is premised on the consistent and overwhelming research that proves index funds significantly outperform an actively managed portfolio. It employs ETFs that track indexes for the 11 major asset classes used in our portfolios. Each ETF is chosen by our investment research team based on its relative cost, tracking error, market liquidity and securities lending policies. It always tells you why we chose each ETF over its alternatives.

Extremely Low Cost

Wealthfront believes everyone deserves sophisticated financial advice. That’s why the minimum account size is only $5,000. It manages your first $10,000 for free and the rest for only 0.25% per year. There areno additional fees for our service. No trading commissions. Everything is included in our simple low advisory fee.

The Most Tax-Efficient

No other automated investment service offers all five levels of tax minimization that are available with Wealthfront:

Index Funds. Unlike actively managed mutual funds, index funds have very little turnover, which means you incur much lower capital gains taxes.
Intelligent Dividend Reinvesting. Using dividends to rebalance your portfolio throughout the year minimizes sales, leading to lower realized capital gains.
Tax location. All clients receive different asset classes and asset allocations for taxable and retirement accounts to optimize their after-tax performance.
Daily Tax-Loss Harvesting. Clients with $100,000 or more invested in a taxable account can take advantage of our Daily Tax-Loss Harvesting service at no additional cost.
Tax-Optimized Direct Indexing. Clients with $500,000 or more invested in a taxable account can take advantage of Tax-Optimized Direct Indexing, our portfolio that provides enhanced Tax-Loss Harvesting by harvesting losses among the individual stocks in the S&P 500®.

Daily Tax-Loss Harvesting and Tax-Optimized Direct Indexing could add more than 1.6% to your portfolio's annual after-tax return.

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Facts

Management Type: Fully Automated Platform
Total Assets: $1.55B
Portfolio Composition: ETFs & Stocks

Optimizations

Automatic Rebalancing
Automatic Tax Loss Harvesting
Tax Optimized Portfolio Design

Free Trial

Free Under Balance

$10000

Minimum Balance

$5000

Mobile Support

Related News

Millennial investors in this state have the highest liquid net worth: survey - CNBC - Wed Dec 11 16:52:00 UTC 2019
I've been through financial hell and back, but my Wealthfront app keeps me calm — and building wealth - Business Insider - Tue Dec 03 08:00:00 UTC 2019
Wealthfront eyes mortgages in latest banking land grab - Financial Planning - Wed Dec 04 15:45:00 UTC 2019
After Andy Rachleff explains Wealthfront's corrective to banking, Jon Stein told how Betterment is investing heavily in banking but mindful of 'frothiness' - RIABiz - Fri Dec 06 23:53:39 UTC 2019
Wealthfront CEO Andy Rachleff discusses banking - Financial Planning - Thu Dec 05 19:37:00 UTC 2019
Wealthfront founder Andy Rachleff explains why the robo-advisor is betting on millennial investors, but not offering clients exposure to bitcoin - The Block - The Block Crypto - Tue Dec 03 21:15:00 UTC 2019
Be Careful With Savings Products from Credit Karma, Wealthfront, Betterment and SoFi - November 20, 2019 - BestCashCow - Wed Nov 20 08:00:00 UTC 2019
A 'false narrative'? Banks strike back against claims of fintech advantage - American Banker - Fri Dec 06 13:48:14 UTC 2019
Corporate venture capital deals hit new record as banks invest in fintech competitors - CNBC - Tue Dec 10 16:15:00 UTC 2019
Millions of Americans May Be Ready to Break Up With Their Bank - Cheddar - Wed Dec 11 15:44:15 UTC 2019
Robinhood starts up cash management service, a year after a botched launch - Los Angeles Times - Wed Dec 11 22:52:00 UTC 2019
FinTech Investment Market with top key players: Oscar,Qufenqi,Wealthfront,ZhongAn,Atom Bank,Avant,Funding Circle,Klarna,Kreditech,OurCrowd,WeCash,H2 Ventures,KPMG - Commerce Gazette - Wed Dec 11 05:18:56 UTC 2019
M1 Finance Review 2020: A Free Robo Advisor Platform for Investors - MoneyCheck - Tue Nov 19 08:00:00 UTC 2019
Motif brings direct indexing to investors with as little as $10,000 - InvestmentNews - Thu Nov 14 08:00:00 UTC 2019
Robo-adviser Wealthfront now holds $20 billion in client assets - INSIDER - Mon Sep 09 07:00:00 UTC 2019
How Fintech’s Third Wave Will Change How You Bank - Fortune - Wed Nov 13 08:00:00 UTC 2019
Personal Capital keeps hiring move-the-needle executives, but the growth rate -- enviable to many -- is still pretty flat, if an IPO is in its future - RIABiz - Wed Dec 11 17:38:51 UTC 2019
Healthcare startup GrowthPlug raises $1M, becomes latest company to relocate from Bay Area - GeekWire - Wed Dec 11 18:03:00 UTC 2019
Best Robo Advisors of 2019 - Emirates Business 24/7 - Wed Dec 11 11:52:00 UTC 2019
Global FinTech Investment Market Growth 2019-2025 – ZhongAn, Oscar, Wealthfront, Qufenqi, Funding Circle, Kreditech, Avant - Industry News Publisher - Wed Dec 11 11:27:24 UTC 2019
Here's what to know before signing up for a high-yield savings account at a robo-advisor - CNBC - Fri Jul 26 07:00:00 UTC 2019
Wealthfront acquires financial planning fintech Grove - Financial Planning - Thu Aug 22 07:00:00 UTC 2019
Wealthfront adds banking services - Financial Planning - Mon Jun 03 07:00:00 UTC 2019
Wealthfront Cash Review: Online Cash Management Account - NerdWallet - Wed Aug 21 07:00:00 UTC 2019
Wealthfront adds staggering $1 billion to its robo-bank in 'less than a month', but critics say it's treading the line, again, on possible conflicts of interest - RIABiz - Thu Apr 25 07:00:00 UTC 2019
Vanguard digital-only tool could pinch Wealthfront, Betterment - InvestmentNews - Thu Sep 19 07:00:00 UTC 2019
Wealthfront's cash account can help savings grow by 2.32% - Business Insider - Tue Aug 27 07:00:00 UTC 2019
Wealthfront vs. Vanguard - Where Will You Invest Your Money? - The Dough Roller - Tue Jun 04 07:00:00 UTC 2019
Wealthfront is again forced to disclose a bad mistake --testing how far the move-fast, break-things -then-apologize culture can go - RIABiz - Fri Oct 18 07:00:00 UTC 2019
Wealthfront busts through $20 billion mark with its 'break things but make it happen' approach, but it's bedeviled by details when it comes to customers - RIABiz - Sat Sep 14 07:00:00 UTC 2019
How Wealthfront's new high-yield savings account works - Business Insider - Thu Aug 29 07:00:00 UTC 2019
Wealthfront now offering FDIC insured cash accounts - Financial Planning - Thu Feb 14 08:00:00 UTC 2019
Wealthfront bets on 'self-driving money,' following Netflix's playbook — not Wall Street's - CNBC - Sat Mar 30 07:00:00 UTC 2019
Wealthfront and Betterment are battling it out, and it's great news for savers - Business Insider - Mon Nov 04 08:00:00 UTC 2019
5 Best Alternatives to Traditional Savings Accounts - NerdWallet - Wed Nov 20 08:00:00 UTC 2019
Wealthfront has courted controversy with risk-parity fund - InvestmentNews - Tue May 28 07:00:00 UTC 2019
Wealthfront bumps interest rate to highest in the industry in ongoing battle for deposits - CNBC - Tue May 28 07:00:00 UTC 2019
Financial Advisory and Consulting Services Market Impressive Gains including key players: Berkshire Hathaway,American Express,Wells Fargo, E-Trade Financial Corporation,Betterment, Wealthfront, Nutmeg - Commerce Gazette - Tue Dec 10 08:31:58 UTC 2019
Wealthfront boosts cash account APY to 2.57%, a top nationwide rate - Bankrate.com - Wed Jun 26 07:00:00 UTC 2019
It took less than 10 minutes to open a high-yield cash account with Wealthfront and earn more on my savings. Here's exactly what it's like to sign up. - Business Insider - Fri Sep 20 07:00:00 UTC 2019
Ally Bank Just Cut Interest Rates AGAIN. Here's What It Means for Your Savings Account - MONEY - Wed Nov 13 08:00:00 UTC 2019
From Betterment to Wealthfront, why use robo-advisors? - INSIDER - Wed Mar 13 07:00:00 UTC 2019
FinTech Investment Market 2019 SWOT Analysis by TOP Key Players-Oscar, Qufenqi, Wealthfront, ZhongAn, Atom Bank, Avant and Funding Circle. - Montana Ledger - Mon Nov 18 13:14:00 UTC 2019
Wealthfront's new high-yield accounts bring in $1 billion in just a few months - CNBC - Tue Apr 23 07:00:00 UTC 2019
Betterment vs. Wealthfront: Which Is Better in 2019? - TheStreet.com - Fri Mar 22 07:00:00 UTC 2019
What Google checking accounts could mean for wealth management - Financial Planning - Wed Nov 13 08:00:00 UTC 2019
Wealthfront reaches $20B in assets under management with robo advising - Business Insider - Wed Sep 11 07:00:00 UTC 2019
Wealthfront buys hybrid robo Grove - Citywire USA - Fri Aug 23 07:00:00 UTC 2019
You could earn 25 times as much interest on your money with this new savings account - CNBC - Fri May 31 07:00:00 UTC 2019
Wealthfront Just Wants to Be Your (Financial) Everything - Barron's - Tue Jun 04 07:00:00 UTC 2019
New Wealthfront Cash Accounts Bring In $1B Since Feb - pymnts.com - Wed Apr 24 07:00:00 UTC 2019
High-yield savings accounts: Ally vs. Marcus vs. Wealthfront - Business Insider - Mon Nov 04 08:00:00 UTC 2019
Financial Planning Startup Grove Joins Robo Advisor Wealthfront’s Platform - Crowdfund Insider - Fri Aug 23 07:00:00 UTC 2019
Betterment robo advisor adds checking, savings accounts - Financial Planning - Tue Jul 23 07:00:00 UTC 2019
Folio Financial Among Benzinga Top Fintech Listmakers in the "Best Robo-Advisor" Category - PRNewswire - Thu Dec 05 22:00:00 UTC 2019
Wealthfront vs. Vanguard: Which Is Right for You? - NerdWallet - Tue Feb 19 08:00:00 UTC 2019
Wealthfront Cash Account Review - An Impressive APY - The Dough Roller - Mon Sep 23 07:00:00 UTC 2019
Wealthfront's Assets Have Almost Doubled This Year - ThinkAdvisor - Wed Sep 11 07:00:00 UTC 2019
I've only had my high-yield cash account for 4 months, but I've already earned over $111 in interest - Business Insider - Sun Nov 03 07:00:00 UTC 2019
Global Robo-Advisory In Wealth Management Market 2019, Top key players Wealthfront, Betterment, Personal Capital, Schwab Intelligent Portfolios, Acorns, SigFig, Bambu, WiseBanyan, Blooom and Vanguard Personal Advisor. - Commerce Gazette - Fri Dec 06 07:07:00 UTC 2019
Facet Wealth Review 2019 – Financial Planning for a Flat Fee - The Dough Roller - Wed Dec 04 08:00:00 UTC 2019
Wealthfront purchases startup Grove, but deals clients to Facet and drops subscription pricing; instead it's gobbling up talent and tech - RIABiz - Wed Sep 04 07:00:00 UTC 2019
Wealthfront Created a Hedge Fund-Style Product. It's Down About 5% - Bloomberg - Fri May 24 07:00:00 UTC 2019
Why Wealthfront's Latest Deal Won't Impact Advisors - ThinkAdvisor - Fri Aug 23 07:00:00 UTC 2019
Wealthfront Advisers LLC Buys 136 Shares of FMC Corp (NYSE:FMC) - TechNewsObserver - Tue Nov 12 03:38:47 UTC 2019
Cash Accounts Help Wealthfront Hit $20 Billion - Barron's - Tue Sep 10 07:00:00 UTC 2019
Wealthfront Advisers LLC Increases Position in Jacobs Engineering Group Inc (NYSE:JEC) - Slater Sentinel - Tue Nov 12 03:37:25 UTC 2019
Wealthfront's cash account still has industry-leading APY at 2.32% - Business Insider - Mon Aug 26 07:00:00 UTC 2019
Wealthfront rolls out high-yield savings accounts to new customers - Bankrate.com - Tue Mar 19 07:00:00 UTC 2019
Wealthfront robo advisor offers free financial planning - Financial Planning - Wed Dec 05 08:00:00 UTC 2018
Comparing the Cost of Robo-Advisors From JPMorgan, Betterment, Wealthfront, and Others - Barron's - Thu Jul 11 07:00:00 UTC 2019
Wealthfront Advisers LLC Has $233,000 Stock Position in Fastenal (NASDAQ:FAST) - Trent Times - Mon Nov 11 08:00:00 UTC 2019
Wealthfront Advisers LLC Sells 13,921 Shares of Discovery Inc Series C (NASDAQ:DISCK) - Trent Times - Mon Nov 11 08:00:00 UTC 2019
Andy Rachleff lambasted competition for timid cash account offerings, but eats his own words with a pull-back to a middling 2.32% rate after Fed cut - RIABiz - Mon Aug 26 07:00:00 UTC 2019
Wealthfront CFO is eyeing path to public market for the robo-adviser - Business Insider - Fri Sep 13 07:00:00 UTC 2019
Wealthfront Acquires Grove - FinSMEs - Sun Aug 25 07:00:00 UTC 2019
SEC slaps startups Wealthfront and Hedgeable with fines for making false disclosures - TechCrunch - Fri Dec 21 08:00:00 UTC 2018
This Is How Much Wealthfront Wants Your Deposits - Barron's - Wed May 29 07:00:00 UTC 2019
5 things to know about Wealthfront’s cash account - Clark.com - Clark Howard - Mon Sep 30 07:00:00 UTC 2019
Robo Adviser Wealthfront Makes Automated Financial Planning Free - Wall Street Journal - Tue Dec 04 08:00:00 UTC 2018
Savings and wealth management are converging. Is the fear of advice commoditization dead? - Financial Planning - Wed Jun 19 07:00:00 UTC 2019
Wealthfront Reaches $20 Billion in Assets Under Management - Cheddar - Wed Sep 11 07:00:00 UTC 2019
No Management Fee Robo Advisors in 2019 - Is it a good idea? - The Dough Roller - Sat Nov 30 08:00:00 UTC 2019
Betterment, Wealthfront offer Bitcoin, Coinbase, commodities - Financial Planning - Fri Dec 21 08:00:00 UTC 2018
Wealthfront Review 2019: Pros, Cons & How It Compares - NerdWallet - Wed Mar 13 18:53:27 UTC 2019
Should You Open a Cash Management Account Where You Invest? - NerdWallet - Mon Apr 29 22:11:27 UTC 2019
Best Robo Advisors Based on Portfolio Performance - Barron's - Fri Jul 26 07:00:00 UTC 2019
Wealthfront Robo Advisor Review 2019: Pros, Cons & More - Benzinga - Wed Nov 14 08:00:00 UTC 2018
Betterment vs. Wealthfront: Which is Best for You? - Investopedia - Tue Feb 26 20:23:06 UTC 2019
Robo-advisor Market Outlook, Recent Trends and Growth Forecast 2020-2025 - News by aeresearch - Tue Dec 10 15:47:38 UTC 2019
Wealthfront to offer automated financial planning tool for free - Reuters - Tue Oct 23 07:00:00 UTC 2018
Wealthfront Review 2019 - How it Compares to Other Robo Advisors? - The Dough Roller - Fri Jun 07 07:00:00 UTC 2019
Boston Partners Has $452,000 Stock Holdings in Vanguard Extended Market ETF (NYSEARCA:VXF) - Mitchell Messenger - Wed Dec 11 12:49:11 UTC 2019
Wealthfront ups the ante on simple savings accounts - ConsumerAffairs - Thu Jun 06 07:00:00 UTC 2019
Make 20X More On Your Savings Accounts. Worth The Risk? - Forbes - Tue May 14 07:00:00 UTC 2019
Why the Luxury Sabbatical Trend Looks Built to Last - Skift - Tue Dec 10 15:22:30 UTC 2019
When to Transfer Your Savings to a Roboadvisor - Lifehacker - Mon Mar 04 08:00:00 UTC 2019
Wealthfront Robo Investing Performance Review 2019 - Business Insider - Tue Feb 12 08:00:00 UTC 2019
Robo-Advisors: All You Need to Know - Motley Fool - Tue Aug 13 07:00:00 UTC 2019
Automated Investing Robo-Advisors 2019: Still Waiting for the Revolution - Investopedia - Tue Sep 24 07:00:00 UTC 2019

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