FutureAdvisor

FutureAdvisor is a digital investment manager registered with the U.S. Securities and Exchange Commission and based in San Francisco. Founded in 2010, the company is reported to have $400 million in assets under management. Among its investors are Sequoia Capital, Canvas Venture Fund, and Devonshire Investors, the private investment arm of the owners of Fidelity.

Product

Like other robo-advisors, FutureAdvisor automates portfolio management with software that adjusts for investors' age and risk appetite. As a whole, robo-advisors apply modern portfolio theory, the Black-Litterman model and other algorithms to manage investments passively, much like a traditionalfinancial adviser. That is, they adjust asset allocation according to notions of a "balanced" portfolio, rather than pursuing "active" strategies like market timing, stock picking and value investing. FutureAdvisor manages assets directly across multiple Fidelity Investments or TDAmeritrade brokerage accounts and IRAs.

Methodology

FutureAdvisor uses index funds and low-fee exchange-traded funds to create portfolios that adhere to modern portfolio theory. Under MPT, the proportion of assets allocated to foreign and domestic equities, bonds and real-estate investment trusts should vary according to an investor's age and risk appetite.

Accounts at FutureAdvisor are managed via self-executed trades which means all investment selections, trades, and re-balancing suggestions are identified via platform integrated investment algorithms, but all trades are executed manually by the client through a third party broker-dealer. As such, FutureAdvisor may be a good choice for those that need guidance on how to properly manage a portfolio, but who ultimately want to act as their own decision makers and to remain personally involved in their investments.

The automated investment service utilizes rebalance recommendations, tax optimized portfolio design, and tax-loss harvesting recommendations to optimize investment returns. FutureAdvisor is a viable investment service regardless of your planned investment size because of its low fees at all account sizes.

The FutureAdvisor Portfolio

FutureAdvisor defines and invests in the following twelve asset classes to create well-diversified portfolios. Allocations across these assets are informed by each individual user's age, investment horizon, and risk tolerance.

Learn more about these asset classes and the underlying investments here.

How does the premium service compare to other investment management services? Let's take a look at how the options stack up:

Get Started

Facts

Management Type: Self-Executed Trades
Total Assets: $14B
Portfolio Composition: ETFs & Stocks

Optimizations

Rebalance Recommendations
Tax Optimized Portfolio Design
Tax Loss Harvesting Recommendations

Free Trial

Minimum Balance

$0

Mobile Support

Related News

BlackRock partners with tech vendor to help advisers embrace model portfolios - InvestmentNews - Wed Dec 11 19:15:00 UTC 2019
Personal Financial Management Tools Market 2019-2025 | TurboTax, Yodlee, Tiller Money, Quicken, Personal Capital, FutureAdvisor - Market Expert - Wed Dec 11 06:06:12 UTC 2019
Robo-advisor Market Boosting The Growth, Market Dynamics And Trends, Efficiencies Forecasts to 2024 | Top Well-known Players – Betterment, FutureAdvisor, Personal Capital, Vanguard Personal Advisor - The Chicago Sentinel - Tue Nov 12 06:33:23 UTC 2019
Rising Demand for Virtual Financial Advisors Market by 2019-2026 Focusing on Leading Players Mckinsey, EY, Betterment, FutureAdvisor, Personal Capital, Vanguard Personal Advisor - Market Expert - Tue Nov 26 08:00:00 UTC 2019
Global Personal Financial Management Tools Market, Top key players are TurboTax, Yodlee, Tiller Money, Quicken, Personal Capital, FutureAdvisor, You Need a Budget (YNAB), BankTree Software, Mvelopes, and Mint - Financial Sector - Wed Dec 11 10:33:09 UTC 2019
Robo-advisor Market Outlook, Recent Trends and Growth Forecast 2020-2025 - News by aeresearch - Tue Dec 10 15:47:38 UTC 2019
BlackRock To Buy FutureAdvisor, Signaling Robo-Advice Is Here To Stay - Forbes - Wed Aug 26 07:00:00 UTC 2015
FutureAdvisor Robo Investing Performance Review 2018 - Business Insider UK - Tue Jun 26 07:00:00 UTC 2018
Personal Finance Management Software Market Outlook, Recent Trends and Growth Fo - News by aeresearch - Wed Dec 11 13:36:56 UTC 2019
Financial Advisory and Consulting Services Market Impressive Gains including key players: Berkshire Hathaway,American Express,Wells Fargo, E-Trade Financial Corporation,Betterment, Wealthfront, Nutmeg - Commerce Gazette - Tue Dec 10 08:31:58 UTC 2019
FutureAdvisor Review 2018 • Ratings, Pros & Cons • Benzinga - Benzinga - Fri Nov 16 08:00:00 UTC 2018
How Does BlackRock Make Money? - Market Realist - Wed Dec 11 12:31:00 UTC 2019
Betterment vs. FutureAdvisor: Which Robo-Advisor Is Best for You? - Yahoo Finance UK - Thu Jul 26 07:00:00 UTC 2018
Future Advisor Review -- A Tool to Automate Your Investments - The Dough Roller - Sun May 05 07:00:00 UTC 2019
Why BlackRock's purchase of FutureAdvisor for $152 million could be a deal of destiny - RIABiz - Wed Sep 02 07:00:00 UTC 2015
Global Personal Finance Management Software Market – Segmented By Application, Type, Product–Growth, Trends & Forecast (2019–2025) - Techi Labs - Mon Dec 09 07:27:13 UTC 2019
BBVA Compass Teams Up With Robo FutureAdvisor - Forbes - Tue Jan 12 08:00:00 UTC 2016
Robos built for advisers struggling to gain traction - InvestmentNews - Wed Oct 30 07:00:00 UTC 2019
BlackRock may build the biggest, baddest RIA platform yet as 'Boy Wonder' begins 'Aladdin-izing' FutureAdvisor - RIABiz - Tue Nov 07 08:00:00 UTC 2017
With FutureAdvisor, BlackRock Seeks to Compete With Schwab, Vanguard - ThinkAdvisor - Tue Jun 14 07:00:00 UTC 2016
Best Robo Advisors Based on Portfolio Performance - Barron's - Fri Jul 26 07:00:00 UTC 2019
U.S. Bank Wealth Management Announces Partnership with FutureAdvisor to Offer Automated Investing Capabilities to Clients - Business Wire - Wed Aug 24 07:00:00 UTC 2016
YC Alum FutureAdvisor Is Now Managing $600 Million In Assets - TechCrunch - Wed Jun 24 07:00:00 UTC 2015
BlackRock takes Scalable Capital stake in Europe 'robo-advisor' push - Reuters - Mon Jun 19 07:00:00 UTC 2017
Robo-advisor Market: World Segments, High Key Players, Size And Up To Date Trends By Forecast To 2025 - Tech Admirers - Wed Nov 27 06:33:17 UTC 2019
Massive Growth in Personal Finance Management Software Market by 2019-2025 Major Players Quicken Inc., The Infinite Kind, You Need a Budget LLC, Moneyspire Inc., doxo Inc - Market Expert - Fri Nov 22 19:48:53 UTC 2019
Biggest innovation for Mobile Hardware Wallet Market 2019 garner overwhelming hike in revenues at +90% CAGR by 2026 by top players American Express, Dwolla, Visa, MasterCard Inc., Citrus Payment Solutions, apple. - Market Expert - Tue Nov 26 14:49:56 UTC 2019
BlackRock Shares Are Still Undervalued - Yahoo Finance - Fri Dec 06 22:35:00 UTC 2019
Live Long And Prosper With YC-Funded FutureAdvisor - TechCrunch - Tue Aug 03 07:00:00 UTC 2010
Why FutureAdvisor orphaned its B2C book of business, how post-Invesco Jemstep is doing and other learnings at CFA Society's robo-panel in San Francisco - RIABiz - Tue Apr 04 07:00:00 UTC 2017
BlackRock pays $123m for 4.9% stake in Envestnet - Citywire USA - Tue Nov 27 08:00:00 UTC 2018
The Best Performing Robo-Advisors of 2018 - ThinkAdvisor - Fri Feb 22 08:00:00 UTC 2019
Specsavers mentoring scheme exceeds expectations - AOP - Tue Dec 10 13:20:58 UTC 2019
Robo-advisor Market Specifications, Top Companies by: Betterment, FutureAdvisor, Personal Capital, Vanguard Personal Advisor, Wealthfront. - The Chicago Sentinel - Thu Nov 07 11:54:52 UTC 2019
LPL partners with BlackRock's FutureAdvisor, paving way for robo-pilot program - InvestmentNews - Wed Apr 13 07:00:00 UTC 2016
Robo-advisor Market Global Strategies and Insight driven transformation 2019-2025 - The Market Publicist - Wed Nov 27 21:14:37 UTC 2019
Robo-advisory Market Expected Huge Growth by 2019-2026 Profiling Key Players Betterment LLC, Wealthfront, Nutmeg, Personal Capital, The Vanguard Group - Market Expert - Thu Nov 21 18:19:16 UTC 2019
Business, Healthcare, Industry Latest News, Updated News, Latest trending News - Market Expert - Mon Nov 25 08:00:00 UTC 2019
Qualitative growth survey on Personal Financial Management Tools Market 2019 set to grow massively by focuses on major key players Mint, Mvelopes, Bank Tree Software, You Need a Budget (YNAB), Future Advisor. - Market Report Gazette - Tue Nov 19 08:00:00 UTC 2019
U.S. Bank marketing robo adviser beyond the millennial set - American Banker - Tue Jun 19 07:00:00 UTC 2018
Future Of Banking Automation & Roboadvisors Market: Global Demand, Growth Potential & Opportunity Outlook 2025 – Alibaba, Antworks, Automation Anywhere, BlackRock, Blue Prism, Boston Consulting Group - Space Market Research - Mon Nov 18 08:00:00 UTC 2019
Fidelity gives BlackRock an early leg up in robo advice brawl - Reuters - Fri Dec 16 08:00:00 UTC 2016
Find inquisitee details of Personal Finance Management Software Market 2019 by demanding Key Players like Quicken Inc., The Infinite Kind, You Need a Budget LLC, Moneyspire Inc., doxo Inc. - Market Expert - Wed Nov 20 08:00:00 UTC 2019
Robo-advisor Market 2019 Key Drivers, Restraints, Industry Size & Share, Opportunities, Trends, and Forecasts up to 2024 - Infonews Box - Wed Dec 11 07:37:00 UTC 2019
From Hout Bay To PayPal Silicon Valley Billionaire – Everything We Know About Roelof Botha - 2oceansvibe News - Mon Nov 25 08:00:00 UTC 2019
Robo-advisor 2019 Growth Potential, Dynamics, Global Size Analysis, Regional Outlook and Demand Forecast to 2024 - thenewschain - Thu Nov 14 08:00:00 UTC 2019
Mariko Ashley, Michael Han - The New York Times - Sun May 26 07:00:00 UTC 2019
Robo-advisor Market Set for Rapid Growth During 2019 – 2024 | Betterment, FutureAdvisor, Personal Capital, Vanguard Personal Advisor, Wealthfront, WiseBanyan, SigFig Wealth Management - Space Market Research - Mon Nov 04 08:00:00 UTC 2019
Global Personal Finance Management Software Market 2019 by Top Key Players – Quicken Inc., The Infinite Kind, You Need a Budget LLC, Moneyspire Inc., doxo Inc., BUXFER INC., Personal Capital Corporation - Space Market Research - Fri Nov 15 08:00:00 UTC 2019
How Uber and Lyft Stack Up in the United States - The Slatest - Thu Sep 11 07:00:00 UTC 2014
BlackRock, world's biggest investing company, is planning to nickel-and-dime you - CNBC - Wed May 09 07:00:00 UTC 2018
Fidelity Go Takes Top Spot In Rankings Of Robo Advisors - Forbes - Tue Feb 26 08:00:00 UTC 2019
BlackRock pivoting to technology could serve as blueprint for other asset managers - InvestmentNews - Sat Mar 23 07:00:00 UTC 2019
Banking Automation & Roboadvisors Market 2019-2026 | Comprehensive Study Explores Huge Growth in Future | Worldwide Key Players: Alibaba, Antworks, Automation Anywhere, BlackRock, Blue Prism, etc. - Heraldresearch - Wed Nov 27 07:56:03 UTC 2019
Fidelity Investments Forges Alliance With Low-Cost Player - New York Times - Wed Oct 15 07:00:00 UTC 2014
Personal Finance Management Software Market 2019 Global Industry Insights, Innovations, Key Players Analysis, Growth Strategies and Forecast Analysis 2019 & 2026| Research Industry US - Montana Ledger - Thu Dec 05 06:03:00 UTC 2019
Global Robo-advisor Market 2019-2024 | Market Insights, Industry Analysis, Size, & Share - The Florida Morning post - Sun Nov 24 08:00:00 UTC 2019
What advisors can expect after the Envestnet – BlackRock deal - Financial Planning - Wed Dec 05 08:00:00 UTC 2018
The Misunderstood $22 Trillion Market: Why Banks Have Missed The Mark On Gen-X - Forbes - Tue Aug 06 07:00:00 UTC 2019
Robo-advisor Market 2019: Global Key Players, Industry Size, Share, Trends, Segmentation, Opportunities, Forecast To 2026| Research Industry US - Montana Ledger - Thu Dec 05 05:52:00 UTC 2019
Robo-Advisors Market Growth Analysis By High Four Leading Manufactures-Nutmeg, Scalable Capital, True Potential Investor, Wealth Horizon - News Description - Wed Nov 27 06:25:22 UTC 2019
Personal Financial Management Tools Market Size, Share, - openPR - Tue Dec 10 08:55:00 UTC 2019
RBC Wealth Management adds NextCapital to its robo lineup with a head-scratching explanation about its earlier pick of FutureAdvisor - RIABiz - Mon Nov 21 08:00:00 UTC 2016
Good Life Companies Announces the Hiring of Industry Veteran from eMoney - bctv.org - Thu Oct 31 07:00:00 UTC 2019
Why BlackRock sees this adviser as key to fintech’s future - San Francisco Business Times - Mon Aug 07 07:00:00 UTC 2017
Personal Finance Management Software Market Research| Key Players, Growth Opportunities, Analysis and Forecast Report 2019 - 2026 - News Conduct - Wed Nov 27 09:29:00 UTC 2019
Early LendingClub investor leads $10.5M round for small-dollar loan provider Possible Finance - GeekWire - Wed Jun 05 07:00:00 UTC 2019
TD Ameritrade adds BlackRock retirement tool to platform - Citywire USA - Mon Feb 04 08:00:00 UTC 2019
BlackRock buys Envestnet's love for $123 million to crack its 'open-architecture' platform and sets stage for another juicy Envestnet acquisition - RIABiz - Wed Nov 28 08:00:00 UTC 2018
US Bancorp Investments Launches Automated Investor - Business Wire - Wed Jun 20 07:00:00 UTC 2018
Why I left a traditional RIA for a robo-adviser - InvestmentNews - Fri May 30 07:00:00 UTC 2014
BlackRock's audacious Microsoft hook-up reveals fee-compression busting pivot to annuities sales and software distribution, as eMoney and Envestnet deals increasingly make sense, but analysts warn of existential RIA risk if Vanguard et al. join the fray - RIABiz - Thu Jan 03 08:00:00 UTC 2019
Is BlackRock Quietly Building a Wealth Management Colossus? - ThinkAdvisor - Mon Mar 25 07:00:00 UTC 2019
Automated Investing Robo-Advisors 2019: Still Waiting for the Revolution - Investopedia - Tue Sep 24 07:00:00 UTC 2019
BlackRock's Global Industry Leadership And Undervaluation Make It A Buy - Seeking Alpha - Sun Sep 08 07:00:00 UTC 2019
Amid hail of DOL questions, Walt Bettinger calls RIAs' draining OneSource 'identified' risk, and explains away LPL/ RBC/BBVA picks of BlackRock FutureAdvisor over Schwab robo - RIABiz - Fri Apr 22 07:00:00 UTC 2016
7 Robo Advisors That Make Investing Effortless - Forbes - Thu Feb 05 08:00:00 UTC 2015
Robo-advisor Market by Technology, Application & Geography Analysis & Forecast to 2024 - Technology Magazine - Mon Dec 02 13:18:42 UTC 2019
Digital Investment Advice - Should Financial Advisors start looking... - Finextra - Tue Jul 30 07:00:00 UTC 2019
Merrill Edge Extends Free Trades for Loyal Customers - Investopedia - Mon Oct 21 07:00:00 UTC 2019
Getting banks to break up with their vendors: SigFig wants in - American Banker - Tue Jun 19 07:00:00 UTC 2018
Mindful of 'Snapchat' dynamic, BlackRock takes big Acorns stake after the micro-robo wins 2.2 million investors in 12 months - RIABiz - Wed May 23 07:00:00 UTC 2018
HiddenLevers' Raj Udeshi takes victory lap after nabbing Focus Financial account: 'We dropped a bomb in BlackRock's backyard;' But it's just a battle not the war, analysts say - RIABiz - Wed Mar 27 07:00:00 UTC 2019
BlackRock Flexing its Advisor Technology Muscles - Barron's - Fri Oct 13 07:00:00 UTC 2017
BlackRock, Microsoft Join Forces on Retirement - Barron's - Fri Dec 14 08:00:00 UTC 2018
Wealthtech Nutmeg Doubles Down With Goldman's Investment For Global Expansion - Forbes - Sat Feb 16 08:00:00 UTC 2019
These are the top Y Combinator companies of all time, based on valuation - TechCrunch - Wed Oct 02 07:00:00 UTC 2019
United States Robo-advisory Market Analysis (2015-2018) with Forecasts to 2023 - Dominated by Betterment, Wealthfront, Personal Capital, The Vanguard Group, and FutureAdvisor - ResearchAndMarkets.com - Business Wire - Wed Nov 14 08:00:00 UTC 2018
BlackRock integrates retirement income calculator with eMoney - InvestmentNews - Mon Dec 10 08:00:00 UTC 2018
A Tour Of The Top 10 Robos - ETF.com - Tue Jan 24 08:00:00 UTC 2017
BlackRock’s Game Changer - Barron's - Fri Mar 03 08:00:00 UTC 2017
Test Driving Robo-Advisors: Their Recommended Portfolios And ETFs - Seeking Alpha - Mon Jun 13 07:00:00 UTC 2016
Snap Stock Breaks Out After Analyst Upgrades - Investopedia - Fri Jul 12 07:00:00 UTC 2019
4 Tools To Make You A Better 401k Investor - Forbes - Sun Jul 19 07:00:00 UTC 2015
What Is a Robo Advisor and How Do They Work? - MoneyRates.com - Fri Sep 06 07:00:00 UTC 2019
Smart Marketing Pays Off For Financial Advisors - Financial Advisor Magazine - Thu Oct 03 07:00:00 UTC 2019
HSBC Bank to Roll Out Robo-Advisor - Barron's - Thu Oct 18 07:00:00 UTC 2018
Robo-advisory market expects to see significant growth during 2019-26 to register healthy CAGR at +50% CAGR by Betterment, Future Advisor, Personal Capital, Vanguard Personal Advisor, Wealth front. - Market Expert - Thu Oct 10 07:00:00 UTC 2019
What’s Killing the Robo Advisors? - Barron's - Tue Jul 17 07:00:00 UTC 2018
Radnor's eMoney Advisor cuts deal with industry giant BlackRock - Philadelphia Business Journal - Wed Dec 12 08:00:00 UTC 2018

Reviews & Ratings

User Impressions
User Ratings: not enough ratings
My Rating

Expert Ratings: None

Get Started