Financial Engines

Financial Engines moved from a world of pension plans to a landscape that includes 401(k)s, IRAs, Social Security, and more. And now you’re expected to keep track and manage it all. We’ll help you become more informed to better understand your options and make decisions that could mean more for your retirement.

Different people have different investment styles, so Financial Engines gives you different ways to get the help you need.

Professional Management

If you want help getting on track, then Professional Management could be right for you. With this program, we create, implement, and monitor your personalized retirement plan for you.

Learn more about Professional Management >

Online Advice

If you’re a do-it-yourself investor and confident of the financial decisions you make, consider Online Advice. You’ll get access to expert recommendations and tools so you can create a retirement plan and fine-tune your investing strategy on your own.

Learn more about Online Advice >

Income+

Financial Engines Income+ is a feature of Professional Management that you can add to your account when you’re ready to transition from retirement savings to retirement income.*

Learn more about Income+ >

Common Questions

1. I have a 401(k). So why would I need Financial Engines, too?

While certain providers manage which funds are in your company’s program, Financial Engines gives you a personalized plan, based on your situation and goals, to make the most of your options.

2. Isn’t my company already managing my retirement plan account?

No. Your employer’s plan representatives select a mix of funds to include in the plan lineup, but it’s your responsibility to make investment choices for your personal account. Financial Engines can help you feel more confident about making those choices.

3. Is my information safe?

Financial Engines will not sell, reveal, or share any of your personal information, except as required or permitted by law or with your prior consent.

4. Is there a minimum balance required to use Financial Engines’ services?

For your workplace account, we only require $5 to be present for management, as opposed to most institutions that require hundreds or thousands of dollars in your account at all times.

5. How often do I need to review my retirement plan?

With Professional Management, investing experts look after your account for you, making periodic adjustments as needed. With Online Advice, you have the option of signing up for regular email Retirement Updates.

6. Do I have to give up control of my account?

That depends on which service you choose. With Online Advice, you decide whether or not to take our recommendations. With Professional Management, we keep your account on track for you. You can take a more active role by personalizing your management strategy. For example, you can adjust your risk preference, change your desired retirement age, or have us consider other investment accounts outside of your plan account. If you have questions, Investment Advisor Representatives are just a phone call away.

7. How much company stock should I own?

Many companies offer stock as an investment option in their plans. A large concentration in your company’s stock can increase investment risk no matter what company you work for. We look at your company stock’s characteristics and your risk tolerance when making our recommendations. We can help you monitor your stock holdings to avoid taking on inappropriate risk.

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Facts

Management Type: Fully Automated Platform
Total Assets: $8.82B
Portfolio Composition: ADRs & Mutual Funds

Optimizations

Automatic Rebalancing
Automatic Tax Loss Harvesting

Free Trial

Minimum Balance

$10000

Mobile Support

Related News

Edelman Financial Engines Launches New 401(k) Plan Retirement Income Solution - Business Wire - Thu Jun 16 07:00:00 UTC 2022
Edelman Financial Engines Sues Former Advisor for Poaching Clients - ThinkAdvisor - Thu Jun 09 07:00:00 UTC 2022
WealthStack: NetX360+, Edelman Financial Engines on Retirement Income - Wealth Management - Fri Jun 17 07:00:00 UTC 2022
This former financial advisor pivoted to teach advisors about crypto: 'A lot of folks are convinced it's a fad or it's a fraud' - CNBC - Wed Jun 29 19:54:41 UTC 2022
Ric Edelman: Bitcoin is a Network, Not a Product - Financial Advisor IQ - Tue Jun 28 07:00:00 UTC 2022
Edelman adds financial planning for retirement plan participants - Citywire USA - Fri Jun 17 07:00:00 UTC 2022
HerMoney Podcast Episode 235: The Market, The Economy, and a Recession - HerMoney - Wed Jun 29 12:11:14 UTC 2022
Ric Edelman’s Digital Asset Group Offers Course to Flourish Crypto Users: Tech Roundup - ThinkAdvisor - Thu Jun 30 18:17:55 UTC 2022
BofA Makes Strategic Investment in iCapital: Tech Roundup - ThinkAdvisor - Thu Jun 23 07:00:00 UTC 2022
AdvisorNet Financial Inc Has $102000 Stake in iShares GNMA Bond ETF (NASDAQ:GNMA) - Defense World - Sat Jul 02 09:08:51 UTC 2022
Jean Edelman On Advisors Role In Emotional And Financial Wellness - Financial Advisor Magazine - Wed Jun 22 07:00:00 UTC 2022
Edelman non-compete fight raises questions about RIA-to-RIA breakaways - Citywire USA - Mon Jun 27 16:05:32 UTC 2022
Is Declining Advisor Headcount at a Tipping Point? - RIAIntel.com - Wed Jun 29 16:44:44 UTC 2022
print issue - Financial Advisor IQ - Fri Jul 01 12:26:01 UTC 2022
Suzanne van Staveren Is New Edelman Financial Engines CFO - Financial Advisor Magazine - Tue Apr 26 07:00:00 UTC 2022
When Should You Hire a Financial Advisor? - Of Dollars And Data - Tue Jun 28 12:42:12 UTC 2022
Not So GR-R-REAT: Kellogg's Hit With Suit Regarding RK, Managed Account Fees - National Association of Plan Advisors - Fri Jul 01 12:43:42 UTC 2022
Phyllis Borzi: DOL’s New Rollover Rules a ‘Reasonable Step Forward’ - ThinkAdvisor - Tue Jun 28 18:37:58 UTC 2022
Schwab U.S. Mid-Cap ETF (NYSEARCA:SCHM) Shares Acquired by Creative Financial Designs Inc. ADV - Defense World - Thu Jun 30 09:27:30 UTC 2022
Survey: 70% of retirees regret not saving, investing more; half had no financial plan - Insurance News Net - Thu Jun 23 07:00:00 UTC 2022
HerMoney Podcast Episode 323: Crypto Questions, Answered - HerMoney - Wed Jun 15 07:00:00 UTC 2022
Ric Edelman: Advisors Can Hate Crypto but Can’t Ignore It - ThinkAdvisor - Fri Jun 03 07:00:00 UTC 2022
Bento Engine Announces Investors, Seed Funding Round - Wealth Management - Wed Jun 22 07:00:00 UTC 2022
Retirement in a Bear Market: 5 Financial Moves to Make - Money - Wed Jun 22 07:00:00 UTC 2022
HerMoney Podcast Episode 322: Fair Pay + Earning More - HerMoney - Wed Jun 08 07:00:00 UTC 2022
Retiring into a bear market: What to do, what to avoid - Madison.com - Tue Jun 14 07:00:00 UTC 2022
SPDR S&P 400 Mid CapGrowth ETF (NYSEARCA:MDYG) Shares Sold by IMC Chicago LLC - Defense World - Fri Jul 01 10:24:03 UTC 2022
iShares Exponential Technologies ETF (NASDAQ:XT) Sees Large Drop in Short Interest - Defense World - Sat Jul 02 05:49:40 UTC 2022
Spire Wealth Management Buys 106 Shares of iShares 3-7 Year Treasury Bond ETF (NASDAQ:IEI) - Defense World - Tue Jun 28 10:25:24 UTC 2022
EU states agree deal to push for tougher climate measures - Financial Times - Wed Jun 29 15:14:09 UTC 2022
AdvisorNet Financial Inc Reduces Stock Holdings in ARK Autonomous Technology & Robotics ETF (NYSEARCA:ARKQ) - Defense World - Thu Jun 30 08:19:25 UTC 2022
Context Is Key To Weathering Volatile Markets | PLANSPONSOR - PLANSPONSOR - Fri Jun 17 07:00:00 UTC 2022
Smart Money Investing in the Financial Services Market Is Booming Worldwide | Barclays Bank Plc, Lloyds Banking Group Plc, Financial Engines Inc, Fitch Group Inc., MB Financial Inc and more – Indian Defence News - Indian Defence News - Tue Jun 28 14:24:53 UTC 2022
Capital Investment Advisors LLC Makes New $502000 Investment in Schwab U.S. Mid-Cap ETF (NYSEARCA:SCHM) - Defense World - Sun Jun 26 09:47:10 UTC 2022
Fidelity--late to its own Ethereum party--hires 110 engineers to hurry up launch; it may have avoided both had it not made a 'strange strategic decision,' analyst says - RIABiz - Fri Jul 01 00:45:00 UTC 2022
Coastal Investment Advisors Inc. Grows Stake in SPDR Portfolio S&P 500 Growth ETF (NYSEARCA:SPYG) - Defense World - Sun Jun 26 09:14:34 UTC 2022
Wealthcare Advisory Partners LLC Raises Holdings in iShares 3-7 Year Treasury Bond ETF (NASDAQ:IEI) - Defense World - Tue Jun 28 09:38:28 UTC 2022
What's next in wealthtech? Innovators weigh in at INVEST - Financial Planning - Thu Jun 16 07:00:00 UTC 2022
YHB Investment Advisors Inc. Sells 1532 Shares of iShares 5-10 Year Investment Grade Corporate Bond ETF (NASDAQ:IGIB) - Defense World - Sun Jun 26 09:47:10 UTC 2022
Managed Accounts in 401(k) Plans: Their Value and Their Dangers - JD Supra - Fri Jun 03 07:00:00 UTC 2022
Barron's Names Edelman Financial Engines America's Top Independent Registered Investment Advisor - Business Wire - Thu Sep 23 07:00:00 UTC 2021
LifeSteps Financial Inc. Has $2.88 Million Position in Schwab U.S. Mid-Cap ETF (NYSEARCA:SCHM) - Defense World - Wed Jun 22 07:00:00 UTC 2022
Edelman Financial Engines Launches Financial Wellness Program for Corporate Retirement Plan Participants in Partnership with the George Washington University’s Global Financial Literacy Excellence Center - Yahoo Finance - Tue Apr 19 07:00:00 UTC 2022
EDB a 'key engine of UAE’s industrial transformation agenda' - The National - Mon Jun 27 15:08:31 UTC 2022
Edelman Financial Engines replaces 'The Ric Edelman Show' with two 'retirement'-related shows -- including one hosted and owned by Ric Edelman, yet neither (curiously) will refer prospects - RIABiz - Mon Dec 13 08:00:00 UTC 2021
SPDR Portfolio Developed World ex-US ETF (NYSEARCA:SPDW) Sets New 12-Month Low at $28.53 - Defense World - Fri Jun 24 09:08:00 UTC 2022
Halo Investing Adds Founder & Managing Partner of Tiburon Strategic Advisors and Tiburon CEO Summits To Advisory Board - PR Web - Mon Jun 06 07:00:00 UTC 2022
Towards carbon neutral ops: E195-E2 Aircraft from Embraer to use 100% on GTF-powered engines - The Financial Express - Fri Jul 01 14:15:00 UTC 2022
Old Port Advisors Sells 658 Shares of SPDR Portfolio Developed World ex-US ETF (NYSEARCA:SPDW) - Defense World - Thu Jun 23 07:00:00 UTC 2022
Leawood-based C2FO hires C-suite execs with public company experience - Kansas City Business Journal - The Business Journals - Tue Jun 07 07:00:00 UTC 2022
The Housing Market Is Shifting. Sellers Are Getting Anxious. - Barron's - Sun Jun 26 07:00:00 UTC 2022
Edelman Financial Engines Introduces Everyday Wealth with Soledad O’Brien and Jean Chatzky - Yahoo Finance - Thu Dec 02 08:00:00 UTC 2021
Gladstone hires ex-Edelman Financial Engines exec as CFO - Citywire USA - Thu Jan 20 08:00:00 UTC 2022
Cummins Natural Gas Engines To Power Hypertruck ERX Tractor-Trailers - Jamestown Post Journal - Sat Jul 02 06:31:47 UTC 2022
Capital Markets Regulation Is Stronger, but Some Gaps Still Must be Closed - International Monetary Fund - Wed Jun 29 14:01:49 UTC 2022
iShares Exponential Technologies ETF (NASDAQ:XT) Position Reduced by Brookstone Capital Management - Defense World - Thu Jun 23 07:00:00 UTC 2022
Schwab US Small-Cap ETF (NYSEARCA:SCHA) Shares Sold by First Hawaiian Bank - Defense World - Thu Jun 23 08:23:05 UTC 2022
SPDR S&P 600 Small Cap Growth ETF (NYSEARCA:SLYG) Reaches New 1-Year Low at $70.35 - Defense World - Tue Jun 14 07:00:00 UTC 2022
Jefferies Financial Group Equities Analysts Lift Earnings Estimates for MTU Aero Engines AG (OTCMKTS:MTUAY) - MarketBeat - Wed Jun 08 07:00:00 UTC 2022
Ric Edelman removes a major impediment to his firm's future growth--himself--the last act in a 36-year career that will leave Edelman Financial Engines to fend for itself - RIABiz - Tue Jul 06 07:00:00 UTC 2021
Edelman Financial Engines Working with Principal® to Offer Comprehensive Financial Help to Employees - Business Wire - Thu Jul 08 07:00:00 UTC 2021
Robinhood nearly defaulted during the GameStop short squeeze - Quartz - Sat Jul 02 10:01:36 UTC 2022
Electric vehicle drive puts 22000 UK jobs at risk, warns industry - Financial Times - Tue Jun 28 07:12:33 UTC 2022
Why Ric Edelman is stepping away from Edelman Financial Engines - Citywire USA - Tue Jun 08 07:00:00 UTC 2021
Worldwide Next Generation Search Engines Industry to 2027 - Featuring Apple, Baidu and Duck Duck Go Among Others - Yahoo Finance - Thu Jun 30 17:45:00 UTC 2022
Sumitomo Mitsui DS Asset Management Company Ltd Makes New Investment in AerCap Holdings (NYSE:AER) - Defense World - Sun Jul 03 09:57:38 UTC 2022
Financial Planning Pioneer Ric Edelman Steps Away from Edelman Financial Engines - Barron's - Mon Jun 07 07:00:00 UTC 2021
How brands can approach B2B marketing - The Financial Express - Sun Jul 03 10:03:19 UTC 2022
First Trust Indxx Innovative Transaction & Process ETF (NASDAQ:LEGR) Short Interest Up 188.9% in May - Defense World - Sat Jun 11 07:00:00 UTC 2022
Edelman Financial Engines launches adviser/robo retirement solution - InvestmentNews - Fri Jun 17 07:00:00 UTC 2022
NGM Bio Appoints Siobhan Nolan Mangini to President and Chief Financial Officer - BioSpace - Thu Jun 30 12:47:09 UTC 2022
SPDR Bloomberg Barclays International Treasury Bond ETF (NYSEARCA:BWX) Sees Large Volume Increase - Defense World - Thu Jun 16 07:00:00 UTC 2022
Edelman Financial Engines Acquires Viridian Advisors - Business Wire - Wed May 19 07:00:00 UTC 2021
Edelman Financial Engines buys $846m RIA in first-ever deal - Citywire USA - Wed May 19 07:00:00 UTC 2021
HerMoney Podcast Bonus Mailbag #36: Retirement 101 - HerMoney - Fri Apr 08 07:00:00 UTC 2022
Mercer Hires Its First CTO, a Former Edelman Financial Engines Exec - Wealth Management - Mon Jul 19 07:00:00 UTC 2021
Edelman Financial Engines Announces Investment From Warburg Pincus LLC - Business Wire - Mon Mar 15 07:00:00 UTC 2021
Edelman Financial Engines Acquires $846 Million RIA Viridian Advisors - Wealth Management - Wed May 19 07:00:00 UTC 2021
Ric Edelman to step back from Edelman Financial Engines - Citywire USA - Mon Jun 07 07:00:00 UTC 2021
Ric Edelman: On Crypto, Retirement Planning, the Advice Business, and More - Morningstar - Tue May 17 07:00:00 UTC 2022
Creative Planning goes 'transformational,' buying $110 billion in retirement assets and crashing the elite Edelman Financial Engines, CAPTRUST party of business model ambidexterity - RIABiz - Fri Nov 19 08:00:00 UTC 2021
CFOs On the Move: Week Ending April 29 - CFO.com - Fri Apr 29 07:00:00 UTC 2022
Advisor Ric Edelman Steps Back From Edelman Financial Engines - Wealth Management - Tue Jun 08 07:00:00 UTC 2021
Warburg Pincus Re-Invests in Edelman Financial Engines - Wealth Management - Tue Mar 16 07:00:00 UTC 2021
VIEW, INC. Management's Discussion and Analysis of Financial Condition and Results of Operations (form 10-Q) - Marketscreener.com - Tue Jun 28 12:25:04 UTC 2022
Adviser Investments names ex-Edelman CFO as CEO - Citywire USA - Tue May 24 07:00:00 UTC 2022
Ric Edelman Creates 'Yellow Pages' for Bitcoin, Other Digital Assets - Barron's - Wed Nov 24 08:00:00 UTC 2021
Class-Action Suit Over Allstate 401(k) Plan Can Go Forward - ThinkAdvisor - Thu Sep 30 07:00:00 UTC 2021
BRP Inc. (NASDAQ:DOOO) Sees Large Increase in Short Interest - MarketBeat - Sun Jul 03 07:46:33 UTC 2022
Financial Engines Announces Agreement to Be Acquired by Hellman & Friedman for $45.00 Per Share in Cash - Business Wire - Mon Apr 30 07:00:00 UTC 2018
One in Three Women Expect It Will Take A Year or More to Financially Recover from COVID-19 - Business Wire - Wed Mar 17 07:00:00 UTC 2021
Warburg Pincus takes stake in Edelman Financial Engines - Citywire USA - Mon Mar 15 07:00:00 UTC 2021
Soledad O'Brien and Jean Chatzky to co-host Edelman radio show - Citywire USA - Thu Dec 02 08:00:00 UTC 2021
Is Edelman Financial Engines A Fee-Only Fiduciary? - Forbes - Sun Jul 21 07:00:00 UTC 2019
Robo Advisors An Evolving Field - ETF.com - Fri Oct 01 07:00:00 UTC 2021
The ETF industry is raking in cash, but advisors have plenty of worries - CNBC - Mon Apr 11 07:00:00 UTC 2022
Financial Engines and Alight Solutions Expand Relationship to Bring Comprehensive, Conflict-free Financial Planning and Holistic Investment Management Into the Workplace - Business Wire - Wed Jan 29 08:00:00 UTC 2020
William Sharpe: There Is No Retirement ‘Number’ - ThinkAdvisor - Mon Sep 20 07:00:00 UTC 2021
HerMoney Podcast Episode 321: Divorce And Your Money - HerMoney - Wed Jun 01 07:00:00 UTC 2022
HerMoney Podcast Episode 308: The Change Black Women Need Now - HerMoney - Wed Mar 02 08:00:00 UTC 2022

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