Financial Engines

Financial Engines moved from a world of pension plans to a landscape that includes 401(k)s, IRAs, Social Security, and more. And now you’re expected to keep track and manage it all. We’ll help you become more informed to better understand your options and make decisions that could mean more for your retirement.

Different people have different investment styles, so Financial Engines gives you different ways to get the help you need.

Professional Management

If you want help getting on track, then Professional Management could be right for you. With this program, we create, implement, and monitor your personalized retirement plan for you.

Learn more about Professional Management >

Online Advice

If you’re a do-it-yourself investor and confident of the financial decisions you make, consider Online Advice. You’ll get access to expert recommendations and tools so you can create a retirement plan and fine-tune your investing strategy on your own.

Learn more about Online Advice >

Income+

Financial Engines Income+ is a feature of Professional Management that you can add to your account when you’re ready to transition from retirement savings to retirement income.*

Learn more about Income+ >

Common Questions

1. I have a 401(k). So why would I need Financial Engines, too?

While certain providers manage which funds are in your company’s program, Financial Engines gives you a personalized plan, based on your situation and goals, to make the most of your options.

2. Isn’t my company already managing my retirement plan account?

No. Your employer’s plan representatives select a mix of funds to include in the plan lineup, but it’s your responsibility to make investment choices for your personal account. Financial Engines can help you feel more confident about making those choices.

3. Is my information safe?

Financial Engines will not sell, reveal, or share any of your personal information, except as required or permitted by law or with your prior consent.

4. Is there a minimum balance required to use Financial Engines’ services?

For your workplace account, we only require $5 to be present for management, as opposed to most institutions that require hundreds or thousands of dollars in your account at all times.

5. How often do I need to review my retirement plan?

With Professional Management, investing experts look after your account for you, making periodic adjustments as needed. With Online Advice, you have the option of signing up for regular email Retirement Updates.

6. Do I have to give up control of my account?

That depends on which service you choose. With Online Advice, you decide whether or not to take our recommendations. With Professional Management, we keep your account on track for you. You can take a more active role by personalizing your management strategy. For example, you can adjust your risk preference, change your desired retirement age, or have us consider other investment accounts outside of your plan account. If you have questions, Investment Advisor Representatives are just a phone call away.

7. How much company stock should I own?

Many companies offer stock as an investment option in their plans. A large concentration in your company’s stock can increase investment risk no matter what company you work for. We look at your company stock’s characteristics and your risk tolerance when making our recommendations. We can help you monitor your stock holdings to avoid taking on inappropriate risk.

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Facts

Management Type: Fully Automated Platform
Total Assets: $8.82B
Portfolio Composition: ADRs & Mutual Funds

Optimizations

Automatic Rebalancing
Automatic Tax Loss Harvesting

Free Trial

Minimum Balance

$10000

Mobile Support

Related News

Using Tech to Optimize Your Social Security Benefits - The New York Times - Fri Jan 28 10:00:17 UTC 2022
Investing Strategies to Help Protect Your Finances Against Inflation - Woburn Daily Times - Wed Jan 19 14:30:00 UTC 2022
Where To Start? Five Steps To Become Financially Healthy In 2022 - Forbes - Wed Jan 26 19:55:13 UTC 2022
Robo-advisors are growing in popularity. Can they really replace a human financial advisor? - CNBC - Sun Jan 16 08:00:00 UTC 2022
About Everyday Wealth with Soledad O'Brian and Jean Chatzky | WBZ NewsRadio 1030 - KFI AM 640 - Sat Jan 15 21:34:57 UTC 2022
Crypto markets are like the internet 30 years ago, still in very early innings, Ric Edelman says - CNBC - Thu Jan 13 08:00:00 UTC 2022
Why a Bank for the Super Rich Is Taking Aim at the Younger Merely Rich - Bloomberg - Wed Jan 26 21:26:18 UTC 2022
Everyday Wealth | WLS-AM 890 - WLS - Sun Jan 09 21:34:39 UTC 2022
Edelman's 22 Predictions for Digital Assets in 2022 - AdvisorHub - Fri Dec 31 08:00:00 UTC 2021
Everyday Wealth - KLBJ-AM - Austin, TX - newsradioklbj.com - Fri Jan 14 15:34:26 UTC 2022
New podcast and radio show - Everyday Wealth - CBS46 News Atlanta - Tue Jan 04 08:00:00 UTC 2022
Ric Edelman removes a major impediment to his firm's future growth--himself--the last act in a 36-year career that will leave Edelman Financial Engines to fend for itself - RIABiz - Tue Jul 06 07:00:00 UTC 2021
Interest rates are set to rise. For consumers, it could "add up quickly." - CBS News - Thu Jan 27 13:38:00 UTC 2022
Why Ric Edelman is stepping away from Edelman Financial Engines - Citywire USA - Tue Jun 08 07:00:00 UTC 2021
An Employer 401(k) Match Is ‘Free Money.’ Here’s How to Maximize It - NextAdvisor - Wed Jan 19 08:00:00 UTC 2022
Smart Money Investing in the Financial Services Market 2022 Growth Trends, Analysis By Future Demand – Baidu Financial Services Group, Wunder Capital LLC, VeriFone Systems Inc, Barclays Bank Plc, Emirates NBD Bank, etc – Construction News Portal - Construction News Portal - Fri Jan 28 13:37:22 UTC 2022
Edelman Financial Engines buys $846m RIA in first-ever deal - Citywire USA - Wed May 19 07:00:00 UTC 2021
Barron's Names Edelman Financial Engines America's Top Independent Registered Investment Advisor - Business Wire - Thu Sep 23 07:00:00 UTC 2021
Edelman Financial Engines Working with Principal® to Offer Comprehensive Financial Help to Employees - Business Wire - Thu Jul 08 07:00:00 UTC 2021
Ric Edelman to step back from Edelman Financial Engines - Citywire USA - Mon Jun 07 07:00:00 UTC 2021
Cat Financial Announces 2021 Year-End Results - PRNewswire - Fri Jan 28 11:31:00 UTC 2022
Blockchain, remote work and tax tech—all on the radar of CFOs this week - Fortune - Fri Jan 14 08:00:00 UTC 2022
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Ric Edelman to step down from role at Edelman Financial Engines - BenefitsPro - Tue Jun 08 07:00:00 UTC 2021
Market Expert: Crypto Craze Is Just the Tip of the Iceberg - ETF Trends - Tue Jan 18 16:50:27 UTC 2022
Warburg Pincus takes stake in Edelman Financial Engines - Citywire USA - Mon Mar 15 07:00:00 UTC 2021
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Edelman Financial Engines Introduces Everyday Wealth with Soledad O’Brien and Jean Chatzky - Yahoo Finance - Thu Dec 02 08:00:00 UTC 2021
Edelman Financial Engines replaces 'The Ric Edelman Show' with two 'retirement'-related shows -- including one hosted and owned by Ric Edelman, yet neither (curiously) will refer prospects - RIABiz - Mon Dec 13 08:00:00 UTC 2021
Edelman Financial Engines eyes RIA M&A after Warburg Pincus deal - Citywire USA - Tue Mar 16 07:00:00 UTC 2021
Ric Edelman To Step Down As Chairman At Edelman Financial Engines - Financial Advisor Magazine - Tue Jun 08 07:00:00 UTC 2021
Edelman Buys $846M AUM Viridian Advisors - Financial Advisor Magazine - Wed May 19 07:00:00 UTC 2021
SWR to run 4 trains with electric engines from January 28-29 - The Hindu - Fri Jan 28 04:18:00 UTC 2022
Samsung Biologics Reports Fourth Quarter & Fiscal Year 2021 Financial Results - Yahoo Finance - Mon Jan 24 08:25:00 UTC 2022
Quit Your Job? Here’s What To Do About Health Insurance - CBS Baltimore - Fri Jan 07 08:00:00 UTC 2022
Advisor Ric Edelman Steps Back From Edelman Financial Engines - WealthManagement.com - Tue Jun 08 07:00:00 UTC 2021
Mercer Hires Its First CTO, a Former Edelman Financial Engines Exec - Wealth Management - Mon Jul 19 07:00:00 UTC 2021
Edelman Financial Engines Acquires $846 Million RIA Viridian Advisors - WealthManagement.com - Wed May 19 07:00:00 UTC 2021
Primis Financial Corp. (FRST) CEO Dennis Zember on Q4 2021 Results - Earnings Call Transcript - Seeking Alpha - Fri Jan 28 18:28:00 UTC 2022
Principal partners with Edelman Financial Engines to offer participant advice - InvestmentNews - Fri Jul 09 07:00:00 UTC 2021
General Electric's shares fall as supply-chain woes hit fourth-quarter revenue - CNBC - Tue Jan 25 11:59:32 UTC 2022
Great Wall Motor ploughs $1.9bn into Brazil as global expansion picks up - Financial Times - Fri Jan 28 07:25:52 UTC 2022
EF Hutton Appoints Jill O'Connell as Chief People Officer - GlobeNewswire - Tue Jan 04 08:00:00 UTC 2022
Warburg Pincus Re-Invests in Edelman Financial Engines - WealthManagement.com - Tue Mar 16 07:00:00 UTC 2021
SC grants three weeks to SpiceJet to resolve financial issues with Swiss firm - The Indian Express - Fri Jan 28 06:33:13 UTC 2022
The Gig Economy: How Banks Can Find Hidden Revenue Opportunities - The Financial Brand - Fri Jan 28 05:15:00 UTC 2022
SEO For Financial Services Brands: Key Trends & Opportunities In Search - Search Engine Journal - Tue Jan 25 07:45:51 UTC 2022
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PE shop Lee takes 40% stake in $3.3bn Pure Financial Advisors - Citywire USA - Mon Aug 30 07:00:00 UTC 2021
Raytheon sales forecast disappoints as profit beats estimates - Reuters - Tue Jan 25 15:04:00 UTC 2022
Personalization Engines Market Size, Business Opportunities and Forecast to 2029 – The Oxford Spokesman - The Oxford Spokesman - Sat Jan 29 00:13:21 UTC 2022
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Ric Edelman makes appearance on The Dr. Oz Show - Citywire USA - Thu Apr 15 07:00:00 UTC 2021
How innovative partnerships are helping cities deliver economic opportunities to all - Fast Company - Fri Jan 28 16:47:03 UTC 2022
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Lt. Gov. Dan Patrick Accuses Financial Titan of Boycotting the Texas Oil and Gas Industry - The Texan - Mon Jan 24 11:30:48 UTC 2022
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Unit economics will have to matter: KM Birla - The Financial Express - Sat Jan 29 00:30:00 UTC 2022
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Ric Edelman, Edelman Financial Engines co-founder, will step down in 2021 - Financial Planning - Tue Jun 08 07:00:00 UTC 2021
Honda to continue supplying Red Bull's engines until 2025 - pitpass.com - Fri Jan 28 14:17:11 UTC 2022
Industrial Engines Consumption Market Size 2022 And Analysis By 2029 | Caterpillar, Yanmar, John Deere, Weichai – Construction News Portal - Construction News Portal - Sat Jan 29 04:10:21 UTC 2022
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DeepDotWeb Administrator Sentenced for Money Laundering Scheme | OPA - Department of Justice - Wed Jan 26 21:09:16 UTC 2022
Ric Edelman Creates 'Yellow Pages' for Bitcoin, Other Digital Assets - Barron's - Wed Nov 24 08:00:00 UTC 2021
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$230bn Edelman rolls out portfolio protection offering - Citywire USA - Mon Feb 08 08:00:00 UTC 2021
Edelman Financial Engines names new retail biz head - Citywire USA - Fri Jan 24 08:00:00 UTC 2020
FLEX APPOINTS PATRICK J. WARD TO ITS BOARD OF DIRECTORS - PRNewswire - Thu Jan 27 21:08:00 UTC 2022
Is Edelman Financial Engines A Fee-Only Fiduciary? - Forbes - Sun Jul 21 07:00:00 UTC 2019
Intuitive Surgical (ISRG) Q4 2021 Earnings Call Transcript - The Motley Fool - Fri Jan 21 05:00:25 UTC 2022
Sanjeev Nimkar steps down as Managing Director of Kirloskar Oil Engines - Indiainfoline - Fri Jan 28 05:34:00 UTC 2022
'Little Things Like This': What MacKenzie Scott's Millions Have Meant to HBCUs - The Chronicle of Higher Education - Sat Jan 29 00:01:21 UTC 2022
Why Financial Engines undid its IPO, and what it says about the succession-phobia still paralyzing the RIA business - RIABiz - Mon Jul 02 07:00:00 UTC 2018
More Americans Could Outlive Their Savings. How Advisors Can Protect Them. - Barron's - Wed Jul 21 07:00:00 UTC 2021
Financial Engines Announces Agreement to Be Acquired by Hellman & Friedman for $45.00 Per Share in Cash - Business Wire - Mon Apr 30 07:00:00 UTC 2018
Ganfeng Lithium Profit Soars On Skyrocketing Prices, As Company Moves Into Batteries - Seeking Alpha - Sat Jan 29 04:50:00 UTC 2022
Envestnet to Create Unified Annuity Investment Platform for Advisors: Tech Roundup - ThinkAdvisor - Thu Dec 02 08:00:00 UTC 2021
Foundation for Financial Planning Sets $5M Fundraising Goal for Pro Bono Programs - ThinkAdvisor - Mon Dec 13 08:00:00 UTC 2021
RIA Firms Maintain Mix of Virtual and In-Person Meetings for 2022 - Financial Advisor IQ - Mon Dec 27 08:00:00 UTC 2021
Ric Edelman created the biggest independent financial advice firm in the nation. Now he wants you to love bitcoin - Financial Planning - Fri Jul 30 07:00:00 UTC 2021
Soledad O'Brien and Jean Chatzky to co-host Edelman radio show - Citywire USA - Thu Dec 02 08:00:00 UTC 2021
One year after mega-merger, Ric Edelman looks ahead - Citywire USA - Mon Aug 05 07:00:00 UTC 2019
5 Big Wealth Management Trends for 2022 - ThinkAdvisor - Fri Jan 28 19:23:12 UTC 2022
'New Cab Company' family roots ran deep at 'The Wedge' - Hannibal.net - Sat Jan 29 06:15:00 UTC 2022
Financial Engines and Alight Solutions Team to Offer Planning Advice - The 401(k) Specialist - Wed Jan 29 08:00:00 UTC 2020
Global Insight Engines Market Overview, Revenue Analysis and Key Trends – The Oxford Spokesman - The Oxford Spokesman - Thu Jan 27 12:11:46 UTC 2022
Fidelity Investments (explicitly) enters 401(k) advice game -- then Financial Engines' shares plummet despite its 'Mutual Fund Store' RIA winning Boeing and Ford accounts - RIABiz - Wed Dec 06 08:00:00 UTC 2017
New hiring and other projects included as Normal Town Council reviews next year's budget plan - WGLT - Thu Jan 27 13:42:23 UTC 2022
InvestmentNews Names Edelman Financial Engines Largest Fee-Only Investment Advisor - Business Wire - Wed Aug 12 07:00:00 UTC 2020
Ready to deliver on your sustainability promise? It starts at the top - South Florida Business Journal - Fri Jan 28 21:17:00 UTC 2022
Financial Engines and Alight Solutions Expand Relationship to Bring Comprehensive, Conflict-free Financial Planning and Holistic Investment Management Into the Workplace - Business Wire - Wed Jan 29 08:00:00 UTC 2020
Nissan, Renault and Mitsubishi Commit to Electric Cars - The New York Times - Thu Jan 27 13:30:24 UTC 2022

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