Financial Engines

Financial Engines moved from a world of pension plans to a landscape that includes 401(k)s, IRAs, Social Security, and more. And now you’re expected to keep track and manage it all. We’ll help you become more informed to better understand your options and make decisions that could mean more for your retirement.

Different people have different investment styles, so Financial Engines gives you different ways to get the help you need.

Professional Management

If you want help getting on track, then Professional Management could be right for you. With this program, we create, implement, and monitor your personalized retirement plan for you.

Learn more about Professional Management >

Online Advice

If you’re a do-it-yourself investor and confident of the financial decisions you make, consider Online Advice. You’ll get access to expert recommendations and tools so you can create a retirement plan and fine-tune your investing strategy on your own.

Learn more about Online Advice >

Income+

Financial Engines Income+ is a feature of Professional Management that you can add to your account when you’re ready to transition from retirement savings to retirement income.*

Learn more about Income+ >

Common Questions

1. I have a 401(k). So why would I need Financial Engines, too?

While certain providers manage which funds are in your company’s program, Financial Engines gives you a personalized plan, based on your situation and goals, to make the most of your options.

2. Isn’t my company already managing my retirement plan account?

No. Your employer’s plan representatives select a mix of funds to include in the plan lineup, but it’s your responsibility to make investment choices for your personal account. Financial Engines can help you feel more confident about making those choices.

3. Is my information safe?

Financial Engines will not sell, reveal, or share any of your personal information, except as required or permitted by law or with your prior consent.

4. Is there a minimum balance required to use Financial Engines’ services?

For your workplace account, we only require $5 to be present for management, as opposed to most institutions that require hundreds or thousands of dollars in your account at all times.

5. How often do I need to review my retirement plan?

With Professional Management, investing experts look after your account for you, making periodic adjustments as needed. With Online Advice, you have the option of signing up for regular email Retirement Updates.

6. Do I have to give up control of my account?

That depends on which service you choose. With Online Advice, you decide whether or not to take our recommendations. With Professional Management, we keep your account on track for you. You can take a more active role by personalizing your management strategy. For example, you can adjust your risk preference, change your desired retirement age, or have us consider other investment accounts outside of your plan account. If you have questions, Investment Advisor Representatives are just a phone call away.

7. How much company stock should I own?

Many companies offer stock as an investment option in their plans. A large concentration in your company’s stock can increase investment risk no matter what company you work for. We look at your company stock’s characteristics and your risk tolerance when making our recommendations. We can help you monitor your stock holdings to avoid taking on inappropriate risk.

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Facts

Management Type: Fully Automated Platform
Total Assets: $8.82B
Portfolio Composition: ADRs & Mutual Funds

Optimizations

Automatic Rebalancing
Automatic Tax Loss Harvesting

Free Trial

Minimum Balance

$10000

Mobile Support

Related News

Financial Planning Pioneer Ric Edelman Steps Away from Edelman Financial Engines - Barron's - Mon Jun 07 20:19:00 UTC 2021
Week’s Best: Edelman Steps Away From Edelman Financial Engines - Barron's - Fri Jun 11 20:08:00 UTC 2021
Why Ric Edelman is stepping away from Edelman Financial Engines - Citywire USA - Tue Jun 08 16:10:04 UTC 2021
Ric Edelman Transitions To New Role At Edelman Financial Engines - Financial Advisor Magazine - Tue Jun 08 13:43:04 UTC 2021
Ric Edelman, Edelman Financial Engines co-founder, will step down in 2021 - Financial Planning - Tue Jun 08 23:12:00 UTC 2021
Ric Edelman to step back from Edelman Financial Engines - Citywire USA - Mon Jun 07 18:28:53 UTC 2021
Edelman Financial Engines buys $846m RIA in first-ever deal - Citywire USA - Wed May 19 07:00:00 UTC 2021
Edelman Financial Engines to Buy $846M RIA in the Northwest - ThinkAdvisor - Wed May 19 07:00:00 UTC 2021
Edelman Financial Engines acquires tax-oriented firm - InvestmentNews - Wed May 19 07:00:00 UTC 2021
RIA Roundup: Edelman Revs its M&A Engine as 3 Dealmakers Lace into Big Spender CI - AdvisorHub - Fri May 21 07:00:00 UTC 2021
Ameriprise, Raymond James, Edelman Financial Engines, Dynasty Financial Partners, UBS, Advisor Group, LPL, and other news, deals and career moves that you missed. - Financial Planning - Fri May 21 07:00:00 UTC 2021
'The bad reputation is well deserved': Ric Edelman's damning verdict on financial services - Citywire USA - Thu Jun 03 17:54:18 UTC 2021
Edelman Financial Engines shuns an IPO, but (likely) raises hundreds of millions dollars at a staggering $7.3-billion IPO valuation, despite fresh DOL 401(k) headwinds - RIABiz - Wed Mar 17 07:00:00 UTC 2021
Retirement Industry People Moves - Planadviser.com - Fri May 21 07:00:00 UTC 2021
How to Advise Clients When Bitcoin and Other Cryptos Crash - Barron's - Wed May 19 07:00:00 UTC 2021
Private-Equity-Owned Wealth Managers Seek to Sell Minority Stakes - Barron's - Sat May 29 07:00:00 UTC 2021
Street closures, performances, dining areas coming to downtown Chicago as part of pandemic recovery efforts - WGN TV Chicago - Thu Jun 10 18:23:24 UTC 2021
Chicago to Shut Down 3 Major Streets For Dining, Music This Summer - NBC Chicago - Sat Jun 12 04:50:23 UTC 2021
Bitcoin Bulls Who Are Financial Advisors Say Selloff Sign of ‘Healthy Market’ - Barron's - Thu May 20 07:00:00 UTC 2021
Edelman Financial Engines Announces Investment From Warburg Pincus LLC - Business Wire - Mon Mar 15 07:00:00 UTC 2021
Personal finance: How to dip into your retirement savings sensibly - Daily Maverick - Wed Jun 09 17:32:17 UTC 2021
How Schwab Advisor Services managed to keep (the better part of) Edelman Financial Engines' $30-billion RIA account after sweating out an RFP - RIABiz - Wed Feb 03 08:00:00 UTC 2021
With up to 25% of assets exposed, Schwab, Fidelity and Vanguard add algorithms to spot decreased mental capacity among aging clients, but RIAs are sitting ducks, a new report states - RIABiz - Sat Jun 12 00:36:25 UTC 2021
Local businesses gear up for full return: ‘It feels like New Year’s Eve’ - Chicago Sun-Times - Thu Jun 10 22:19:53 UTC 2021
Edelman Financial Engines eyes RIA M&A after Warburg Pincus deal - Citywire USA - Tue Mar 16 07:00:00 UTC 2021
Columbia University Agrees to Settle Excessive Fee Suit for $13 Million - Planadviser.com - Fri May 21 07:00:00 UTC 2021
Russia to introduce new turboshaft engines to Asian market - The Financial Express - Thu Jun 10 06:54:00 UTC 2021
Cryptocurrency scams rose 1,000 percent in the past year and cost consumers at least $80 million, FTC says - The Washington Post - Tue May 18 07:00:00 UTC 2021
Warburg Pincus takes stake in Edelman Financial Engines - Citywire USA - Mon Mar 15 07:00:00 UTC 2021
Barron's Names Edelman Financial Engines America's Top Independent Registered Investment Advisor - Business Wire - Fri Sep 18 07:00:00 UTC 2020
One in Three Women Expect It Will Take A Year or More to Financially Recover from COVID-19 - Business Wire - Wed Mar 17 07:00:00 UTC 2021
Edelman Financial Engines CEO criticizes DOL fiduciary proposal - Citywire USA - Fri Aug 28 07:00:00 UTC 2020
Why Is Hiring Hard Right Now? - The New York Times - Sat May 22 07:00:00 UTC 2021
Allstate Employees Press Retirement Plan Fight - glassBYTEs - Tue May 18 07:00:00 UTC 2021
Ric Edelman throws his RIA's $30 billion-plus retail asset custody accounts up for grabs with anchor custodians -- TD and E*Trade -- set to be swallowed whole by Schwab and Morgan Stanley - RIABiz - Thu Sep 24 07:00:00 UTC 2020
Warburg Pincus Buys Stake in Edelman Financial Engines - ThinkAdvisor - Fri Mar 19 07:00:00 UTC 2021
InvestmentNews Names Edelman Financial Engines Largest Fee-Only Investment Advisor - Business Wire - Wed Aug 12 07:00:00 UTC 2020
Riskalyze blindsides Orion with full-scale attack on its new risk software unit, but Orion CEO Eric Clarke vows to take action if necessary to protect his brand - RIABiz - Wed May 12 07:00:00 UTC 2021
Anita Frew to become first female chair at Rolls-Royce - Financial Times - Wed Jun 09 07:19:54 UTC 2021
China Yuchai Appoints New Chief Financial Officer - PRNewswire - PRNewswire - Thu Jun 03 07:00:00 UTC 2021
$230bn Edelman rolls out portfolio protection offering - Citywire USA - Mon Feb 08 08:00:00 UTC 2021
Ric Edelman Shares the Investment Strategy You Need Now That the Election is Over - Business Wire - Fri Jan 22 08:00:00 UTC 2021
Edelman Financial Engines Gets Another Investor: Warburg Pincus - Barron's - Tue Mar 16 07:00:00 UTC 2021
Mega-RIA Edelman Financial Engines Pursues Departing Advisors - AdvisorHub - Thu Apr 11 07:00:00 UTC 2019
Half of Americans With Incomes Over $100000 Think They'll Never Be Able to Retire - Business Wire - Mon Dec 07 08:00:00 UTC 2020
“2020 Financial Insights” Study: Most Believe the 2020 COVID-19 Economy is Worse than the 2008 Great Recession - Business Wire - Tue Oct 20 07:00:00 UTC 2020
Help Protect Your Portfolio From a Big Market Downturn - Business Wire - Mon Apr 12 07:00:00 UTC 2021
Diesel Engines Market 2021 Increasing Demand, Growth Analysis and Global Outlook – 2028 – The Manomet Current - The Manomet Current - Sat Jun 12 07:19:40 UTC 2021
Edelman Financial Engines preps multimillion-dollar media move - Citywire USA - Thu Jan 30 08:00:00 UTC 2020
Antique engines have stories to tell at 50th Crank Up - Johnson City Press (subscription) - Wed Jun 09 00:22:00 UTC 2021
ForUsAll Introduces the Alt 401(k), a Fully Integrated Retirement Plan With Cryptocurrency and Alternative Investments - ACROFAN USA - Sun Jun 06 21:00:00 UTC 2021
Majority of Working Americans are Optimistic About Their Financial Future, Even While Lacking Savings - Business Wire - Tue Feb 23 08:00:00 UTC 2021
Half of U.S. Workers Took Financially Harmful Actions During the Pandemic - Business Wire - Wed Oct 14 07:00:00 UTC 2020
NexTier Announces Successful Field Test of Natural Gas-Powered eFrac Engines, Advancing and Expanding Low-Cost, Low-Carbon Strategy - PRNewswire - Thu Jun 10 11:30:00 UTC 2021
John Bunch is out at Financial Engines Advisors after merger integration 80% complete; 'big reveal,' relaunch planned in coming months - RIABiz - Thu Jul 11 07:00:00 UTC 2019
Edelman, Other Players on Cusp of Crypto-Related Offerings - ThinkAdvisor - Thu Mar 18 07:00:00 UTC 2021
DPL Financial Partners raises $26 million after explosive growth turned backers into believers in David Lau's promise to create a guaranteed income supermarket - RIABiz - Thu Jan 21 08:00:00 UTC 2021
The Ric Edelman Show - WBT - Mon Jan 11 18:20:33 UTC 2021
Edelman prepares to hire 40 additional advisors | Citywire - Citywire USA - Thu Apr 16 07:00:00 UTC 2020
Financial Engines More Than Doubles Its Plan Sponsor Clients in 2018 - Business Wire - Wed Apr 24 07:00:00 UTC 2019
VW claws back €270m from insurers over Dieselgate - Financial Times - Wed Jun 09 13:00:05 UTC 2021
Fort Sill power plant plan in jeopardy after cost recovery amount slashed by regulators - Oklahoman.com - Sun Jun 13 10:03:26 UTC 2021
Global Risk Analytics Market (2021 to 2026) - Rising Innovations in the Fintech Industry Present Opportunities - ResearchAndMarkets.com - Business Wire - Wed Jun 09 15:09:00 UTC 2021
Financial Engines and Alight Solutions Expand Relationship to Bring Comprehensive, Conflict-free Financial Planning and Holistic Investment Management Into the Workplace - Business Wire - Wed Jan 29 08:00:00 UTC 2020
The new BMW X3 and the new BMW X4. - The FINANCIAL - Wed Jun 09 19:10:30 UTC 2021
Ric Edelman makes appearance on The Dr. Oz Show - Citywire USA - Thu Apr 15 07:00:00 UTC 2021
Ideanomics Completes Acquisition of US Hybrid, Announces Order - PRNewswire - Fri Jun 11 11:00:00 UTC 2021
Edelman Financial Engines Center, LLC (The) -- Moody's affirms Edelman's B3 CFR; outlook stable - Yahoo Finance - Wed Mar 17 07:00:00 UTC 2021
Chinese search engines block results for top crypto exchanges - Cointelegraph - Wed Jun 09 10:20:21 UTC 2021
Financial Engines Announces Agreement to Be Acquired by Hellman & Friedman for $45.00 Per Share in Cash - Business Wire - Mon Apr 30 07:00:00 UTC 2018
NYC’s creative economy needs a recovery plan - New York Daily News - Sun Jun 13 09:00:00 UTC 2021
Moody’s: New Vanguard Robo Threatens Edelman Financial Engines - ThinkAdvisor - Tue Sep 24 07:00:00 UTC 2019
Fort Sill power plant plan in jeopardy after regulators slash cost recovery amount - Stars and Stripes - Sun Jun 13 16:13:38 UTC 2021
Financial Engines, Edelman Complete Merger - ThinkAdvisor - Mon Jul 23 07:00:00 UTC 2018
Edelman Financial Engines - ABC NEWS 4 - Fri Jul 17 07:00:00 UTC 2020
Is Edelman Financial Engines A Fee-Only Fiduciary? - Forbes - Sun Jul 21 07:00:00 UTC 2019
Edelman Financial Engines Announces Launch of Workplace Innovation Division - Business Wire - Thu Nov 14 08:00:00 UTC 2019
Employees want a forced savings account from employers: Edelman Financial Engines - Yahoo Money - Tue Feb 23 20:16:49 UTC 2021
EU battery factories risk being underused, warns green group - Financial Times - Wed Jun 09 23:01:42 UTC 2021
The Worldiwde Risk Analytics Industry is Expected to Reach $64.7 Billion by 2026 at a CAGR - GlobeNewswire - Thu Jun 10 10:08:43 UTC 2021
Financial Engines and Alight Solutions Team to Offer Planning Advice - The 401(k) Specialist - Wed Jan 29 08:00:00 UTC 2020
Edelman Financial Engines names new retail biz head - Citywire USA - Fri Jan 24 08:00:00 UTC 2020
Warburg Pincus picks up stake in H&F-backed Edelman Financial - PitchBook News & Analysis - Tue Mar 16 07:00:00 UTC 2021
Financial Times suspends its RIA rankings | Citywire - Citywire USA - Mon Apr 12 07:00:00 UTC 2021
Global Industrial Gas Engines Market Growth Opportunities 2021-2027 | Cummins, Wartsila, MAN SE, Liebherr, JDEC – The Manomet Current - The Manomet Current - Wed Jun 09 12:15:30 UTC 2021
'Goals, not their investments': What Edelman is telling his clients - Citywire USA - Wed Apr 15 07:00:00 UTC 2020
Hellman & Friedman Completes Acquisition of Financial Engines - Business Wire - Thu Jul 19 07:00:00 UTC 2018
This Week in RIA M&A: CI Buys Brightworth, Edelman Returns to PE Well - AdvisorHub - Fri Mar 19 07:00:00 UTC 2021
One year after mega-merger, Ric Edelman looks ahead - Citywire USA - Mon Aug 05 07:00:00 UTC 2019
Ric Edelman's RIA empire to merge with legacy The Mutual Fund Stores in $3-billion deal that takes Financial Engines private - RIABiz - Mon Apr 30 07:00:00 UTC 2018
Edelman Financial Engines Promotes Kelly O'Donnell to Lead Workplace Business - Business Wire - Thu Nov 07 08:00:00 UTC 2019
Why Financial Engines undid its IPO, and what it says about the succession-phobia still paralyzing the RIA business - RIABiz - Mon Jul 02 07:00:00 UTC 2018
Edelman Financial Engines Cuts Fees - ThinkAdvisor - Thu Dec 06 08:00:00 UTC 2018
The One Big Question Ric Edelman Is Hearing Now - ThinkAdvisor - Fri Jul 24 07:00:00 UTC 2020
Financial Engines Launches New Service for 401(k) Plan Participants - ThinkAdvisor - Tue Jun 25 07:00:00 UTC 2019
Me & My Car: TV’s Allen Funt once owned Ford Model A now in Danville - The Mercury News - Sun Jun 13 12:00:07 UTC 2021
Ric Edelman Proposes Retirement Savings Fix For Future Generations - Financial Advisor Magazine - Tue Feb 16 08:00:00 UTC 2021
Financial Stress Escalating Among U.S. Workers During Covid-19 Pandemic; Employers Are Key to the Solution: Edelman Financial Engines - Business Wire - Tue Jun 16 07:00:00 UTC 2020
Fidelity, Edelman and MarketCounsel come out against proposed DOL fiduciary rule exemption - Citywire USA - Fri Aug 21 07:00:00 UTC 2020
Calculation engines in Financial Services - A key differentiator in the business strategy - Finextra - Mon Feb 22 08:00:00 UTC 2021

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