Financial Engines

Financial Engines moved from a world of pension plans to a landscape that includes 401(k)s, IRAs, Social Security, and more. And now you’re expected to keep track and manage it all. We’ll help you become more informed to better understand your options and make decisions that could mean more for your retirement.

Different people have different investment styles, so Financial Engines gives you different ways to get the help you need.

Professional Management

If you want help getting on track, then Professional Management could be right for you. With this program, we create, implement, and monitor your personalized retirement plan for you.

Learn more about Professional Management >

Online Advice

If you’re a do-it-yourself investor and confident of the financial decisions you make, consider Online Advice. You’ll get access to expert recommendations and tools so you can create a retirement plan and fine-tune your investing strategy on your own.

Learn more about Online Advice >

Income+

Financial Engines Income+ is a feature of Professional Management that you can add to your account when you’re ready to transition from retirement savings to retirement income.*

Learn more about Income+ >

Common Questions

1. I have a 401(k). So why would I need Financial Engines, too?

While certain providers manage which funds are in your company’s program, Financial Engines gives you a personalized plan, based on your situation and goals, to make the most of your options.

2. Isn’t my company already managing my retirement plan account?

No. Your employer’s plan representatives select a mix of funds to include in the plan lineup, but it’s your responsibility to make investment choices for your personal account. Financial Engines can help you feel more confident about making those choices.

3. Is my information safe?

Financial Engines will not sell, reveal, or share any of your personal information, except as required or permitted by law or with your prior consent.

4. Is there a minimum balance required to use Financial Engines’ services?

For your workplace account, we only require $5 to be present for management, as opposed to most institutions that require hundreds or thousands of dollars in your account at all times.

5. How often do I need to review my retirement plan?

With Professional Management, investing experts look after your account for you, making periodic adjustments as needed. With Online Advice, you have the option of signing up for regular email Retirement Updates.

6. Do I have to give up control of my account?

That depends on which service you choose. With Online Advice, you decide whether or not to take our recommendations. With Professional Management, we keep your account on track for you. You can take a more active role by personalizing your management strategy. For example, you can adjust your risk preference, change your desired retirement age, or have us consider other investment accounts outside of your plan account. If you have questions, Investment Advisor Representatives are just a phone call away.

7. How much company stock should I own?

Many companies offer stock as an investment option in their plans. A large concentration in your company’s stock can increase investment risk no matter what company you work for. We look at your company stock’s characteristics and your risk tolerance when making our recommendations. We can help you monitor your stock holdings to avoid taking on inappropriate risk.

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Facts

Management Type: Fully Automated Platform
Total Assets: $8.82B
Portfolio Composition: ADRs & Mutual Funds

Optimizations

Automatic Rebalancing
Automatic Tax Loss Harvesting

Free Trial

Minimum Balance

$10000

Mobile Support

Related News

New Edelman Financial Engines 401(k) chief: The future is 'personalization' - BenefitsPro - Wed Nov 13 08:00:00 UTC 2019
How Edelman Financial Engines spin-off deal became a RetireOne engine that's heating up the RIA annuity game again - RIABiz - Wed Nov 20 08:00:00 UTC 2019
Edelman Financial Engines Announces Launch of Workplace Innovation Division - Business Wire - Thu Nov 14 08:00:00 UTC 2019
Private equity investors are zeroing in on financial advice business - CNBC - Tue Nov 12 08:00:00 UTC 2019
RetireOne Acquires Edelman Financial's Broker-Dealer Unit - ThinkAdvisor - Wed Nov 13 08:00:00 UTC 2019
RetireOne Acquires Back Office Platform From Edelman Financial Engines - WealthManagement.com - Wed Nov 13 08:00:00 UTC 2019
How to free yourself from your parents money habits, and claim financial independence - MarketWatch - Mon Dec 09 10:01:00 UTC 2019
Retirement Planning: More common 401(k) mistakes -- and their consequences - Arizona Daily Star - Fri Nov 15 08:00:00 UTC 2019
More common 401(k) mistakes — and their consequences | Julie Jason - Index-Journal - Fri Nov 22 08:00:00 UTC 2019
Julie Jason: More common 401(k) mistakes, and their consequences - The Mercury News - Mon Nov 18 08:00:00 UTC 2019
Julie Jason's 'Your Money': More common 401(k) mistakes — and their consequences - The Union Leader - Sun Dec 08 00:00:00 UTC 2019
RetireOne insurance platform buys EF Legacy Securities - InvestmentNews - Thu Nov 14 08:00:00 UTC 2019
Final Year-End Financial Steps to Get the Most from Your Money - Kiplinger's Personal Finance - Wed Dec 04 12:37:45 UTC 2019
Schwab Reported In Talks To Buy TD Ameritrade - Financial Advisor Magazine - Thu Nov 21 08:00:00 UTC 2019
Edelman Financial Engines is bringing financial planners to small 401(k) plans - InvestmentNews - Fri Sep 20 07:00:00 UTC 2019
Driving Development - Richmond magazine - Tue Dec 10 14:08:00 UTC 2019
Financial Engines More Than Doubles Its Plan Sponsor Clients in 2018 - Business Wire - Wed Apr 24 07:00:00 UTC 2019
Financial Engines Launches New Service for 401(k) Plan Participants - ThinkAdvisor - Tue Jun 25 07:00:00 UTC 2019
How to Manage Bonds In a Portfolio Before a Recession - Yahoo Finance - Fri Nov 15 08:00:00 UTC 2019
More foreign talent can only benefit twin China growth engines - South China Morning Post - Tue Dec 10 13:40:50 UTC 2019
Millennial Money: Break Free of Your Parents' Money Patterns - The New York Times - Tue Nov 26 08:00:00 UTC 2019
Edelman Sells off Broker-Dealer to RetireOne - Financial Advisor IQ - Fri Nov 15 08:00:00 UTC 2019
Corporate venture capital deals hit new record as banks invest in fintech competitors - CNBC - Tue Dec 10 16:15:00 UTC 2019
Need college tuition help? Rowan unveils a $10M endowment for communications, creative arts scholarships - Courier Post - Thu Nov 14 08:00:00 UTC 2019
Is Edelman Financial Engines A Fee-Only Fiduciary? - Forbes - Sun Jul 21 07:00:00 UTC 2019
Millennials Can Break Free of Parents' Financial Flaws - Newsmax - Tue Nov 26 08:00:00 UTC 2019
How to Break Free of Your Parents’ Money Patterns - Yahoo Finance - Fri Nov 29 08:00:00 UTC 2019
RetireOne Acquires EF Legacy Securities - Yahoo Finance - Wed Nov 13 08:00:00 UTC 2019
Russell Investments Group Ltd. Buys 12,412 Shares of Titan International Inc (NYSE:TWI) - TechNewsObserver - Wed Dec 11 12:43:19 UTC 2019
Financial Engines and Alight Exit Home Depot ERISA Lawsuit - Planadviser.com - Wed Sep 25 07:00:00 UTC 2019
Moody’s: New Vanguard Robo Threatens Edelman Financial Engines - ThinkAdvisor - Tue Sep 24 07:00:00 UTC 2019
Grab’s transport business is no longer driving most of its growth - South China Morning Post - Tue Dec 10 21:30:05 UTC 2019
Edelman Financial Engines faces a credit negative outlook after Vanguard robo-adviser launch - Pensions & Investments - Tue Sep 24 07:00:00 UTC 2019
Edelman Financial Engines losing COO John Bunch - InvestmentNews - Thu Jul 11 07:00:00 UTC 2019
Financial Engines Advisors LLC Holding in Dominion Energy In (D) Boosted by $5.07 Million - The Lamp News - Sun Nov 17 21:27:00 UTC 2019
Edelman Financial Engines lays first building block in bid to disrupt trillions in flows to IRAs - BenefitsPro - Fri Jul 12 07:00:00 UTC 2019
Edelman Financial Engines Recognized as Country's Top Fee-Only Investment Advisory Firm - Business Wire - Wed Jun 26 07:00:00 UTC 2019
5 financial tasks you should tackle by year-end - Albany Democrat Herald - Fri Dec 06 03:30:00 UTC 2019
Edelmans pledge $10 million to support communication, creative arts students - Rowan Today - Fri Nov 15 08:00:00 UTC 2019
Edelman Financial Engines Introduces Fiduciary Distribution Review - Planadviser.com - Wed Jul 31 07:00:00 UTC 2019
John Bunch is out at Financial Engines Advisors after merger integration 80% complete; 'big reveal,' relaunch planned in coming months - RIABiz - Wed Jul 10 07:00:00 UTC 2019
Edelman Financial Engines Promotes Kelly O'Donnell to Lead Workplace Business - Business Wire - Thu Nov 07 08:00:00 UTC 2019
Metropolitan Museum Gets $80 Million Bequest From Jayne Wrightsman for Acquisitions (Gifts Roundup) - The Chronicle of Philanthropy - Mon Nov 18 08:00:00 UTC 2019
Ignore the headlines, Canada's labour market remains remarkably strong - Financial Post - Wed Dec 11 21:10:00 UTC 2019
Companies Have Done Well Getting Workers Into 401(k)s. Now They’re Trying to Help People Spend Them. - Barron's - Sat Nov 16 08:00:00 UTC 2019
Edelman Financial Engines appoints workplace business leader - Pensions & Investments - Fri Nov 08 08:00:00 UTC 2019
PACCAR Announces Regular Quarterly Cash Dividend and Extra Cash Dividend - Business Wire - Tue Dec 10 17:35:00 UTC 2019
California State Teachers Retirement System Has $3.70 Million Stake in HB Fuller Co (NYSE:FUL) - Reydon Register - Wed Dec 11 13:24:00 UTC 2019
Financial Engines to be purchased for $3.02 billion, combined with Edelman - InvestmentNews - Mon Apr 30 07:00:00 UTC 2018
Mega-RIA Edelman Financial Engines Pursues Departing Advisors - AdvisorHub - Thu Apr 11 07:00:00 UTC 2019
Are 401(k) advice fees headed to zero? - InvestmentNews - Thu Sep 19 07:00:00 UTC 2019
How To Teach Your Children About Money - Barron's - Thu Nov 28 08:00:00 UTC 2019
One year after mega-merger, Ric Edelman looks ahead - Citywire USA - Mon Aug 05 07:00:00 UTC 2019
Ric Edelman Financial Engines dropped commission based fees - Financial Planning - Wed Apr 03 07:00:00 UTC 2019
Rolls-Royce’s biggest shareholder ValueAct quits board - Financial Times - Tue Dec 10 09:03:00 UTC 2019
Stifel Financial Corp Lowers Stock Holdings in Schwab Emerging Markets Equity ETF (NYSEARCA:SCHE) - Slater Sentinel - Mon Dec 09 15:39:19 UTC 2019
Why Edelman and Financial Engines Joined Forces - Barron's - Fri Feb 01 08:00:00 UTC 2019
Edelman plus Financial Engines, Edelman Financial Engines - Financial Planning - Thu Nov 08 08:00:00 UTC 2018
Prime Capital adds Financial Engines exec to lead business development - Kansas City Business Journal - Mon Feb 11 08:00:00 UTC 2019
Global Flat Engines Market Growth 2019-2025 – Porsche, BMW Motorrad, Subaru, Toyota Motor, W Motors - The Industry Press Releases - Wed Dec 11 12:24:55 UTC 2019
Financial Engines Announces Agreement to Be Acquired by Hellman & Friedman for $45.00 Per Share in Cash - Business Wire - Mon Apr 30 07:00:00 UTC 2018
Saudi Aramco Stock Surges, but Questions Loom - The New York Times - Wed Dec 11 07:42:00 UTC 2019
Titan International (NYSE:TWI) Trading Up 7.3% - Mitchell Messenger - Sun Dec 08 15:42:58 UTC 2019
Global Multi-Screen Content Discovery Engines Market 2019- Taboola, Rovi Corporation, nRelate, ContentWise - Planet InfoWar - Wed Dec 11 07:16:00 UTC 2019
BidaskScore Decides to Upgrade H.B. Fuller Company (NYSE:FUL). Will Other Analysts Follow Suit? - The Lamp News - Wed Dec 11 16:47:00 UTC 2019
Composite to replace cast iron in harsh maritime environments - EurekAlert - Wed Dec 11 19:07:20 UTC 2019
Edelman Financial Engines to hire financial advisors in 2019 - Financial Planning - Thu Dec 06 08:00:00 UTC 2018
Advisors are wasting hours on outdated tech: Q&A with In|Vest speaker Hamesh Chawla of Edelman Financial Engines - Financial Planning - Wed Jul 17 19:16:45 UTC 2019
Elizabeth Warren Built the Consumer Financial Protection Bureau. It Became a Revolving Door. - The Daily Beast - Mon Dec 09 10:19:00 UTC 2019
Mozilla Remains Confident Despite Dip In Revenue - iProgrammer - Wed Dec 11 16:20:33 UTC 2019
Schwab U.S. Large-Cap Value ETF (NYSEARCA:SCHV) Sets New 12-Month High at $59.42 - Mitchell Messenger - Sun Dec 08 12:40:13 UTC 2019
SPDR S&P 600 Small Cap Growth ETF (NYSEARCA:SLYG) Shares Purchased by Signet Financial Management LLC - Riverton Roll - Fri Dec 06 17:55:41 UTC 2019
Edelman Financial Services and Financial Engines Become Edelman Financial Engines - Business Wire - Tue Nov 06 08:00:00 UTC 2018
iShares S&P Mid-Cap 400 Growth ETF (NYSEARCA:IJK) Shares Sold by Great Lakes Advisors LLC - Slater Sentinel - Sun Dec 08 06:32:47 UTC 2019
Focused Wealth Management Inc Trims Holdings in Schwab U.S. Large-Cap Value ETF (NYSEARCA:SCHV) - Mitchell Messenger - Thu Dec 05 11:47:56 UTC 2019
Financial Engines, robo-advice pioneer, to be sold for $3 billion - San Francisco Chronicle - Mon Apr 30 07:00:00 UTC 2018
Investment firms rank among Barron's 'Top 50' | 2019-09-27 - grbj.com - Fri Sep 27 07:00:00 UTC 2019
FORUSALL Advises over $1 Billion in Assets - PR Web - Fri Nov 22 18:51:12 UTC 2019
Signet Financial Management LLC Acquires Shares of 7,550 Schwab U.S. Large-Cap Value ETF (NYSEARCA:SCHV) - Riverton Roll - Sat Nov 30 16:57:15 UTC 2019
Prime Capital Investment Advisors LLC Boosts Holdings in Schwab Emerging Markets Equity ETF (NYSEARCA:SCHE) - Slater Sentinel - Wed Dec 04 09:26:55 UTC 2019
The Day Fiduciary Died - Forbes - Mon Jul 01 07:00:00 UTC 2019
Edelman Financial Engines Cuts Fees - ThinkAdvisor - Thu Dec 06 08:00:00 UTC 2018
Turkey plans to speed up fighter jet project with Britain - The Guardian - Wed Dec 11 13:37:42 UTC 2019
Will Navistar International Corporation NYSE:NAV meet your expectations? - Stock Market Daily - Wed Dec 11 12:51:46 UTC 2019
Systematic Financial Management LP Has $9.82 Million Stock Position in Ethan Allen Interiors Inc. (NYSE:ETH) - Slater Sentinel - Fri Dec 06 15:14:46 UTC 2019
'Financial QB' sues Edelman over alleged trademark infringement - Citywire USA - Fri Jul 19 07:00:00 UTC 2019
Global Retirement Partners LLC Sells 1,101 Shares of Schwab Emerging Markets Equity ETF (NYSEARCA:SCHE) - TechNewsObserver - Fri Nov 29 14:01:48 UTC 2019
Edelman Financial ordered to pay $160k after losing Finra arbitration - Citywire USA - Thu Mar 21 07:00:00 UTC 2019
Edelman Financial Engines Trims Fees - Barron's - Fri Dec 07 08:00:00 UTC 2018
The No. 1 advisor on the state of investing advice: 'There is an amazing amount of silly beliefs' - CNBC - Fri Aug 02 07:00:00 UTC 2019
Financial Engines, Edelman Complete Merger - ThinkAdvisor - Mon Jul 23 07:00:00 UTC 2018
Parents Want Help Teaching Their Kids Good Financial Habits, Edelman Financial Engines Survey Finds - Business Wire - Tue Jan 08 08:00:00 UTC 2019
401(k) managed accounts becoming more diverse - InvestmentNews - Thu Mar 21 07:00:00 UTC 2019
Hybrid robo looking to offer financial wellness to retirement plan sponsors - InvestmentNews - Wed Aug 28 07:00:00 UTC 2019
Democrats' divide: Free college for all or for some? - WSBT-TV - Wed Dec 11 18:21:00 UTC 2019
Cedar Brook Financial Partners LLC Makes New $218,000 Investment in Schwab U.S. Mid-Cap ETF (NYSEARCA:SCHM) - Riverton Roll - Tue Nov 19 01:40:02 UTC 2019
CloudFactory Secures $65 Million in Growth Equity Funding Led by FTV Capital - Associated Press - Wed Nov 20 08:00:00 UTC 2019
Ric Edelman's Edelman Financial or Financial Engines? - Financial Planning - Fri Sep 21 07:00:00 UTC 2018
Financial Engines Acquired by Edelman Financial In 401k Mega-Merger - The 401(k) Specialist - Mon Apr 30 07:00:00 UTC 2018
Retirement Industry People Moves - PLANSPONSOR - Fri Nov 08 08:00:00 UTC 2019

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