Financial Engines

Financial Engines moved from a world of pension plans to a landscape that includes 401(k)s, IRAs, Social Security, and more. And now you’re expected to keep track and manage it all. We’ll help you become more informed to better understand your options and make decisions that could mean more for your retirement.

Different people have different investment styles, so Financial Engines gives you different ways to get the help you need.

Professional Management

If you want help getting on track, then Professional Management could be right for you. With this program, we create, implement, and monitor your personalized retirement plan for you.

Learn more about Professional Management >

Online Advice

If you’re a do-it-yourself investor and confident of the financial decisions you make, consider Online Advice. You’ll get access to expert recommendations and tools so you can create a retirement plan and fine-tune your investing strategy on your own.

Learn more about Online Advice >

Income+

Financial Engines Income+ is a feature of Professional Management that you can add to your account when you’re ready to transition from retirement savings to retirement income.*

Learn more about Income+ >

Common Questions

1. I have a 401(k). So why would I need Financial Engines, too?

While certain providers manage which funds are in your company’s program, Financial Engines gives you a personalized plan, based on your situation and goals, to make the most of your options.

2. Isn’t my company already managing my retirement plan account?

No. Your employer’s plan representatives select a mix of funds to include in the plan lineup, but it’s your responsibility to make investment choices for your personal account. Financial Engines can help you feel more confident about making those choices.

3. Is my information safe?

Financial Engines will not sell, reveal, or share any of your personal information, except as required or permitted by law or with your prior consent.

4. Is there a minimum balance required to use Financial Engines’ services?

For your workplace account, we only require $5 to be present for management, as opposed to most institutions that require hundreds or thousands of dollars in your account at all times.

5. How often do I need to review my retirement plan?

With Professional Management, investing experts look after your account for you, making periodic adjustments as needed. With Online Advice, you have the option of signing up for regular email Retirement Updates.

6. Do I have to give up control of my account?

That depends on which service you choose. With Online Advice, you decide whether or not to take our recommendations. With Professional Management, we keep your account on track for you. You can take a more active role by personalizing your management strategy. For example, you can adjust your risk preference, change your desired retirement age, or have us consider other investment accounts outside of your plan account. If you have questions, Investment Advisor Representatives are just a phone call away.

7. How much company stock should I own?

Many companies offer stock as an investment option in their plans. A large concentration in your company’s stock can increase investment risk no matter what company you work for. We look at your company stock’s characteristics and your risk tolerance when making our recommendations. We can help you monitor your stock holdings to avoid taking on inappropriate risk.

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Facts

Management Type: Fully Automated Platform
Total Assets: $8.82B
Portfolio Composition: ADRs & Mutual Funds

Optimizations

Automatic Rebalancing
Automatic Tax Loss Harvesting

Free Trial

Minimum Balance

$10000

Mobile Support

Related News

Employees want a forced savings account from employers: Edelman Financial Engines - Yahoo Money - Tue Feb 23 20:16:49 UTC 2021
Majority of Working Americans are Optimistic About Their Financial Future, Even While Lacking Savings - Business Wire - Tue Feb 23 08:00:00 UTC 2021
$230bn Edelman rolls out portfolio protection offering - Citywire USA - Mon Feb 08 08:00:00 UTC 2021
Americans Optimistic About Finances Despite Pandemic Distress, Edelman Says - Financial Advisor Magazine - Fri Feb 26 08:00:00 UTC 2021
Calculation engines in Financial Services - A key differentiator in the business strategy - Finextra - Mon Feb 22 08:00:00 UTC 2021
Ric Edelman details his plan to eliminate retirement income inequity - Yahoo Money - Fri Mar 05 21:48:59 UTC 2021
Working Beyond Normal Retirement Age Impacts Outcomes - 401kTV - Thu Feb 25 22:24:39 UTC 2021
Does financial wellness education increase retirement plan participation? - BenefitsPro - Mon Feb 15 08:00:00 UTC 2021
ValueAct Holdings reduced stake in Trinity Industries, Inc. By Investing.com - Investing.com - Sat Mar 06 23:00:00 UTC 2021
Focus Financial shares drop after hours as secondary offering gets filed that mostly pays off KKR and Stone Point without generating M&A capital - RIABiz - Thu Feb 25 08:00:00 UTC 2021
Barron's Names Edelman Financial Engines America's Top Independent Registered Investment Advisor - Yahoo Finance - Fri Sep 18 07:00:00 UTC 2020
Aston Martin promises to make electric models in UK - Financial Times - Sun Mar 07 05:00:22 UTC 2021
Jefferies Financial Group Weighs in on Cummins Inc.'s Q1 2021 Earnings (NYSE:CMI) - MarketBeat - Mon Mar 08 06:22:49 UTC 2021
After growing to near $100 billion in custody, Apex Clearing strikes 'IPO' deal to raise 'up to' $1 billion to disrupt existing RIA custody - RIABiz - Tue Feb 23 08:00:00 UTC 2021
6 Ways Legal Employers Can Help Pandemic-Weary Parents - Law360 - Wed Mar 03 22:30:00 UTC 2021
How Schwab Advisor Services managed to keep (the better part of) Edelman Financial Engines' $30-billion RIA account after sweating out an RFP - RIABiz - Wed Feb 03 08:00:00 UTC 2021
Global Aircraft Piston Engines Market 2020-2028 Financial Insights Business Growth Strategies with Top Key Players: Lycoming, AVIC (Continental Motors), Austro, Rotax, SMA – KSU | The Sentinel Newspaper - KSU | The Sentinel Newspaper - Mon Feb 15 08:00:00 UTC 2021
Targeting Big Tech, Maryland becomes first state to tax digital advertising - ABC17NEWS - ABC17News.com - Fri Feb 12 08:00:00 UTC 2021
Edelman Financial Engines CEO criticizes DOL fiduciary proposal - Citywire USA - Fri Aug 28 07:00:00 UTC 2020
German businesses rush to appoint female board members - Financial Times - Mon Mar 08 04:00:20 UTC 2021
Renault Kiger video review: Features, specs, performance - The Financial Express - Mon Mar 08 04:28:00 UTC 2021
InvestmentNews Names Edelman Financial Engines Largest Fee-Only Investment Advisor - Business Wire - Wed Aug 12 07:00:00 UTC 2020
Half of Americans With Incomes Over $100000 Think They'll Never Be Able to Retire - Business Wire - Mon Dec 07 08:00:00 UTC 2020
Edelman Financial Engines - ABC NEWS 4 - Fri Jul 17 07:00:00 UTC 2020
Lufthansa will retire 115 aircraft, including almost all four engines - Airway1 - Fri Mar 05 12:30:03 UTC 2021
Ric Edelman throws his RIA's $30 billion-plus retail asset custody accounts up for grabs with anchor custodians -- TD and E*Trade -- set to be swallowed whole by Schwab and Morgan Stanley - RIABiz - Wed Sep 23 07:00:00 UTC 2020
Premier puts emphasis on new growth engines - Chinadaily.com.cn - Chinadaily USA - Sun Mar 07 05:51:00 UTC 2021
Moody’s: New Vanguard Robo Threatens Edelman Financial Engines - ThinkAdvisor - Tue Sep 24 07:00:00 UTC 2019
Financial Engines, Alight Partner on Financial Planning, Investment Services - PLANSPONSOR - Wed Jan 29 08:00:00 UTC 2020
Financial Times Lists disguise in Top 1,000 Fastest Growing European Companies - Sports Video Group - Fri Mar 05 16:31:00 UTC 2021
“2020 Financial Insights” Study: Most Believe the 2020 COVID-19 Economy is Worse than the 2008 Great Recession - Business Wire - Tue Oct 20 07:00:00 UTC 2020
Edelman prepares to hire 40 additional advisors | Citywire - Citywire USA - Thu Apr 16 07:00:00 UTC 2020
Half of U.S. Workers Took Financially Harmful Actions During the Pandemic - Business Wire - Wed Oct 14 07:00:00 UTC 2020
All engines of demand are starting to fire but private investments missing: RBI - Mint - Tue Mar 02 04:10:04 UTC 2021
UAV Rotary Engines Market 2021 Industry Size, Share, Growth and Top Companies Analysis- UAV Engines, Austro Engine, LiquidPiston, Rotron Power, AIE, etc. - The Bisouv Network - Wed Mar 03 15:28:14 UTC 2021
'Goals, not their investments': What Edelman is telling his clients - Citywire USA - Wed Apr 15 07:00:00 UTC 2020
Healthcare Integration Engines Software Market Extensive Growth Opportunities To Be Witnessed By 2021-2028 | Redox, Corepoint Health, InterSystems – FLA News - FLA News - Mon Mar 08 06:34:43 UTC 2021
Financial Engines Launches New Service for 401(k) Plan Participants - ThinkAdvisor - Tue Jun 25 07:00:00 UTC 2019
Dassault Aviation Financial Release - Full year results 2020 - StreetInsider.com - Fri Mar 05 07:09:24 UTC 2021
GE Nears Deal With AerCap to Create Behemoth Aircraft Lessor - Bloomberg - Sun Mar 07 22:58:31 UTC 2021
Financial Stress Escalating Among U.S. Workers During Covid-19 Pandemic; Employers Are Key to the Solution: Edelman Financial Engines - Business Wire - Tue Jun 16 07:00:00 UTC 2020
Public Universities and colleges can serve as economic engines to drive economy out of pandemic slump - CalMatters - Thu Feb 25 13:25:00 UTC 2021
Acclaimed Financial Advisor Ric Edelman Answers the 10 Investing Questions That Matter Today - Business Wire - Mon Jul 27 07:00:00 UTC 2020
India Natural Gas Engines Market Is Expected To Register A Healthy CAGR In The Forecast Period 2018 To 2025 | Top Players- Cummins Inc., Siemens AG, Caterpillar, Cooper Corp. – KSU | The Sentinel Newspaper - KSU | The Sentinel Newspaper - Wed Mar 03 10:58:58 UTC 2021
Financial Engines, Edelman Complete Merger - ThinkAdvisor - Mon Jul 23 07:00:00 UTC 2018
Global Internal Combustion Engine (ICE) Market: Global Analysis of Key Manufacturers, Dynamics & Forecast 2028 | AGCO Corporation, ASHOK LEYLAND, Hino Motors, Ltd., Bosch Limited, Caterpillar, Cummins Inc., Ford Motor Company, Kirloskar Oil Engines Ltd., General Motors - KSU | The Sentinel Newspaper - Mon Mar 08 06:31:13 UTC 2021
Global Diesel Engines Market Analysis highlights the impact of Covid-19 (2020-2027) | Top Players like Cummins , Weichai , Caterpiller , MAN , VOLVO , Daimler , Yanmar , MHI , Kubota , Deutz , DFAC , FOTON , Yuchai – KSU | The Sentinel Newspaper - KSU | The Sentinel Newspaper - Tue Mar 02 18:08:07 UTC 2021
In Honor of National Nurses Week, Edelman Financial Engines Partners with ezCater to Feed the Front Line at Local Hospitals - Business Wire - Tue May 05 07:00:00 UTC 2020
Carburetor Engines Market Technology Advancement, Demand and Growth Outlook 2021 to 2026 – KSU | The Sentinel Newspaper - KSU | The Sentinel Newspaper - Wed Mar 03 07:00:54 UTC 2021
Farewell to a bastion of bricks and mortar retail - Financial Times - Fri Mar 05 10:00:16 UTC 2021
MTU Maintenance Weathers 2020 Well - AviationPros.com - Thu Mar 04 15:53:22 UTC 2021
MoSys, Inc. Announces Fourth Quarter 2020 Financial Results - StreetInsider.com - Thu Mar 04 23:03:50 UTC 2021
Financial Engines and Alight Solutions Team to Offer Planning Advice - The 401(k) Specialist - Wed Jan 29 08:00:00 UTC 2020
Middle East and Africa Insight Engines Market 2020| Top Manufactures Industry Size, Growth, Analysis and Forecast 2027 – The Bisouv Network - The Bisouv Network - Mon Mar 01 13:43:21 UTC 2021
Ric Edelman Urges Congress to Make 36 Policy Changes to Support the Millions of Americans Struggling Financially - Business Wire - Fri Aug 07 07:00:00 UTC 2020
Half of Americans with incomes over $100,000 think they'll never be able to retire - Business Daily News - McKnight's Senior Living - Tue Dec 08 08:00:00 UTC 2020
Kirloskar Oil Engines Ltd declares interim dividend of Rs. 1.50 for FY21 - Equity Bulls - Fri Mar 05 09:56:15 UTC 2021
New Edelman Financial Engines 401(k) chief: The future is 'personalization' - BenefitsPro - Wed Nov 13 08:00:00 UTC 2019
The Ric Edelman Show - WBT - Mon Jan 11 18:20:33 UTC 2021
Edelman rolls out national TV ad campaign after test boosts lead flows - Citywire USA - Thu Jun 11 07:00:00 UTC 2020
Financial Daily Dose 2.23.2021 | Top Story: SoftBank Nears Deal With WeWork’s Neumann for $500M Share Purchase - JD Supra - Tue Feb 23 08:00:00 UTC 2021
Edelman Financial Engines Cuts Fees - ThinkAdvisor - Thu Dec 06 08:00:00 UTC 2018
Edelman Financial Engines preps multimillion-dollar media move - Citywire USA - Thu Jan 30 08:00:00 UTC 2020
The FINANCIAL - NASA's Perseverance Drives on Mars' Terrain for First Time - The FINANCIAL - Sat Mar 06 06:51:13 UTC 2021
The One Big Question Ric Edelman Is Hearing Now - ThinkAdvisor - Fri Jul 24 07:00:00 UTC 2020
Is Edelman Financial Engines A Fee-Only Fiduciary? - Forbes - Sun Jul 21 07:00:00 UTC 2019
Veritone Beats Top- and Bottom-Line Guidance with Record Q4 and Full Year 2020 Financial Results - StreetInsider.com - Thu Mar 04 21:45:40 UTC 2021
US International Trade Balance Widened in January - The FINANCIAL - Fri Mar 05 20:48:50 UTC 2021
DPL Financial Partners raises $26 million after explosive growth turned backers into believers in David Lau's promise to create a guaranteed income supermarket - RIABiz - Thu Jan 21 08:00:00 UTC 2021
$3B deal of Edelman, Financial Engines puts other RIAs in the hot seat - Financial Planning - Mon Apr 30 07:00:00 UTC 2018
Why Financial Engines undid its IPO, and what it says about the succession-phobia still paralyzing the RIA business - RIABiz - Mon Jul 02 07:00:00 UTC 2018
Financial Engines Announces Agreement to Be Acquired by Hellman & Friedman for $45.00 Per Share in Cash - Business Wire - Mon Apr 30 07:00:00 UTC 2018
United Way of Broward's Women United to Host “Magnolia After Dark - Engines Off, Party On!" - The Boca Raton Observer - Fri Mar 05 19:57:12 UTC 2021
Financial Engines, robo-advice pioneer, to be sold for $3 billion - San Francisco Chronicle - Mon Apr 30 07:00:00 UTC 2018
Fire on Abington house's deck extends into 2-family home, displaces 2 adults, 2 children - Enterprise News - Sun Mar 07 15:04:27 UTC 2021
John Bunch is out at Financial Engines Advisors after merger integration 80% complete; 'big reveal,' relaunch planned in coming months - RIABiz - Wed Jul 10 07:00:00 UTC 2019
COVID and Your Money: Ric Edelman's New Public Television Special to Air on June 1st on WETA PBS - Business Wire - Thu May 28 07:00:00 UTC 2020
What Citizens' new wealth head learned from Ric Edelman - Citywire USA - Tue Nov 24 08:00:00 UTC 2020
Eight fast moving broadgauge engines land in CTG port from UK - The Financial Express - Sat Mar 06 16:06:58 UTC 2021
Ric Edelman's Crypto Council Buys Events Group, Names Inside ETFs Co-Founder President - ThinkAdvisor - Tue Oct 13 07:00:00 UTC 2020
Alleged Ford EcoBoost engine defect strands owners, draws lawsuit - The Detroit News - Wed Mar 03 05:01:10 UTC 2021
More Than Half of Americans Say Pandemic Is Worse Than 2008 Recession - Financial Advisor Magazine - Fri Oct 23 07:00:00 UTC 2020
Financial Engines More Than Doubles Its Plan Sponsor Clients in 2018 - Business Wire - Wed Apr 24 07:00:00 UTC 2019
Edelman, Financial Engines to Combine Following Sale - Barron's - Mon Apr 30 07:00:00 UTC 2018
Why Empower Retirement paid a 'premium' for Personal Capital - Citywire USA - Wed Jul 01 07:00:00 UTC 2020
Here’s Why Edelman-Financial Engines Deal Makes Sense - Barron's - Tue May 01 07:00:00 UTC 2018
Volvo Cars to go all electric by 2030 as it shifts sales online - Financial Times - Tue Mar 02 05:00:47 UTC 2021
Piaggio Group Full Year 2020 Financial Results Sales up 26% • Total Motorcycle - Total Motorcycle News - Tue Mar 02 13:50:39 UTC 2021
Introducing Benetic: Retirement Specialists Can Turn Months into Minutes Using Benetic's Online Platform - GlobeNewswire - Tue Dec 15 08:00:00 UTC 2020
Why Edelman and Financial Engines Joined Forces - Barron's - Fri Feb 01 08:00:00 UTC 2019
Edelman Financial Engines lays first building block in bid to disrupt trillions in flows to IRAs - BenefitsPro - Fri Jul 12 07:00:00 UTC 2019
Ric Edelman calls on Congress to aid RIA clients - Citywire USA - Tue Aug 11 07:00:00 UTC 2020
Ric Edelman's Year-End Tax Strategies - Financial Advisor Magazine - Mon Sep 21 07:00:00 UTC 2020
Ric Edelman: A Scaled-Up Gadfly - Barron's - Fri Jan 17 08:00:00 UTC 2020
Should you take a loan from your retirement savings account? These people wish they hadn’t - MarketWatch - Thu Oct 15 07:00:00 UTC 2020
Citizens taps ex-Edelman CEO Parker to run wealth biz - Citywire USA - Mon Oct 26 07:00:00 UTC 2020
Fidelity, Edelman and MarketCounsel come out against proposed DOL fiduciary rule exemption - Citywire USA - Fri Aug 21 07:00:00 UTC 2020
Home Depot ERISA Lawsuit Clears Dismissal Motions - Planadviser.com - Tue Sep 22 07:00:00 UTC 2020
401(k) Managed Accounts Are a Solution to Financial Security, Not a “Threat” - advisorperspectives.com - Mon Dec 14 08:00:00 UTC 2020
ALLEGIANT TRAVEL : Management's Discussion and Analysis of Financial Condition and Results of Operations (form 10-K) - marketscreener.com - Mon Mar 01 18:56:54 UTC 2021

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