Financial Engines

Financial Engines moved from a world of pension plans to a landscape that includes 401(k)s, IRAs, Social Security, and more. And now you’re expected to keep track and manage it all. We’ll help you become more informed to better understand your options and make decisions that could mean more for your retirement.

Different people have different investment styles, so Financial Engines gives you different ways to get the help you need.

Professional Management

If you want help getting on track, then Professional Management could be right for you. With this program, we create, implement, and monitor your personalized retirement plan for you.

Learn more about Professional Management >

Online Advice

If you’re a do-it-yourself investor and confident of the financial decisions you make, consider Online Advice. You’ll get access to expert recommendations and tools so you can create a retirement plan and fine-tune your investing strategy on your own.

Learn more about Online Advice >

Income+

Financial Engines Income+ is a feature of Professional Management that you can add to your account when you’re ready to transition from retirement savings to retirement income.*

Learn more about Income+ >

Common Questions

1. I have a 401(k). So why would I need Financial Engines, too?

While certain providers manage which funds are in your company’s program, Financial Engines gives you a personalized plan, based on your situation and goals, to make the most of your options.

2. Isn’t my company already managing my retirement plan account?

No. Your employer’s plan representatives select a mix of funds to include in the plan lineup, but it’s your responsibility to make investment choices for your personal account. Financial Engines can help you feel more confident about making those choices.

3. Is my information safe?

Financial Engines will not sell, reveal, or share any of your personal information, except as required or permitted by law or with your prior consent.

4. Is there a minimum balance required to use Financial Engines’ services?

For your workplace account, we only require $5 to be present for management, as opposed to most institutions that require hundreds or thousands of dollars in your account at all times.

5. How often do I need to review my retirement plan?

With Professional Management, investing experts look after your account for you, making periodic adjustments as needed. With Online Advice, you have the option of signing up for regular email Retirement Updates.

6. Do I have to give up control of my account?

That depends on which service you choose. With Online Advice, you decide whether or not to take our recommendations. With Professional Management, we keep your account on track for you. You can take a more active role by personalizing your management strategy. For example, you can adjust your risk preference, change your desired retirement age, or have us consider other investment accounts outside of your plan account. If you have questions, Investment Advisor Representatives are just a phone call away.

7. How much company stock should I own?

Many companies offer stock as an investment option in their plans. A large concentration in your company’s stock can increase investment risk no matter what company you work for. We look at your company stock’s characteristics and your risk tolerance when making our recommendations. We can help you monitor your stock holdings to avoid taking on inappropriate risk.

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Facts

Management Type: Fully Automated Platform
Total Assets: $8.82B
Portfolio Composition: ADRs & Mutual Funds

Optimizations

Automatic Rebalancing
Automatic Tax Loss Harvesting

Free Trial

Minimum Balance

$10000

Mobile Support

Related News

Barron's Names Edelman Financial Engines America's Top Independent Registered Investment Advisor - Business Wire - Fri Sep 18 13:30:00 UTC 2020
Edelman Financial Engines CEO criticizes DOL fiduciary proposal - Citywire USA - Fri Aug 28 07:00:00 UTC 2020
Ric Edelman's Year-End Tax Strategies - Financial Advisor Magazine - Mon Sep 21 16:33:07 UTC 2020
The 10 Investing Questions That Matter Today: Ric Edelman's New Public Television Special to Air August 31 on WETA TV - Business Wire - Tue Aug 25 07:00:00 UTC 2020
Home Depot Workers Get Trial, Class Status in 401(k) Fee Lawsuit - Bloomberg Law - Tue Sep 22 15:29:00 UTC 2020
Stock market sell-off shouldn’t change your retirement strategy - The Washington Post - Mon Sep 07 07:00:00 UTC 2020
Ken Dychtwald: 75% of Households Could Face a Big Retirement Shock - ThinkAdvisor - Wed Sep 09 07:00:00 UTC 2020
Financial Engines and Alight Solutions Expand Relationship to Bring Comprehensive, Conflict-free Financial Planning and Holistic Investment Management Into the Workplace - Business Wire - Wed Jan 29 08:00:00 UTC 2020
Tilney Smith & Williamson appoints Chief Commercial Director for financial services - Wealth Adviser - Wed Sep 02 07:00:00 UTC 2020
Do This, Not That - Virginia Living - Mon Aug 31 07:00:00 UTC 2020
Community Colleges Can Be Engines of Economic Recovery - The New York Times - Thu Sep 17 15:30:00 UTC 2020
Tilney Smith & Williamson appoints first chief commercial director - Investment Week - Tue Sep 01 07:00:00 UTC 2020
Airlines pine for roar of jet engines over the Atlantic - Financial Times - Mon Sep 21 03:00:00 UTC 2020
Trump's 3 Most Ridiculous Social Security Ideas - The Motley Fool - Fri Sep 18 10:06:00 UTC 2020
InvestmentNews Names Edelman Financial Engines Largest Fee-Only Investment Advisor - Business Wire - Wed Aug 12 07:00:00 UTC 2020
The Buzz Surrounding Optec International, Inc. (OTC: OPTI) - Financialbuzz.com - Mon Sep 21 13:04:00 UTC 2020
Check Out The List of Local Businesses Open During Shelter In Place - RADIO.COM - Wed Mar 18 07:00:00 UTC 2020
Edelman Financial Engines - ABC NEWS 4 - Fri Jul 17 07:00:00 UTC 2020
Edelman Financial Engines preps multimillion-dollar media move - Citywire USA - Thu Jan 30 08:00:00 UTC 2020
Financial Engines and Alight Solutions Team to Offer Planning Advice - The 401(k) Specialist - Wed Jan 29 08:00:00 UTC 2020
Pompe Disease Market New Opportunities, Segmentation Details With Financial Facts By 2028 - The Daily Chronicle - Tue Sep 22 09:57:38 UTC 2020
'Goals, not their investments': What Edelman is telling his clients - Citywire USA - Wed Apr 15 07:00:00 UTC 2020
Financial Stress Escalating Among U.S. Workers During Covid-19 Pandemic; Employers Are Key to the Solution: Edelman Financial Engines - Business Wire - Tue Jun 16 07:00:00 UTC 2020
Trump administration 'ramrodding' DOL rule to beat 2020 presidential election, depriving advisors ability to comment, says Ex-Obama DOL official Phyllis Borzi, the 'Godmother' of ERISA - RIABiz - Fri Sep 04 07:00:00 UTC 2020
Edelman Financial Engines Promotes Jason Van de Loo to Lead Retail Business - Business Wire - Thu Jan 23 08:00:00 UTC 2020
In Honor of National Nurses Week, Edelman Financial Engines Partners with ezCater to Feed the Front Line at Local Hospitals - Business Wire - Tue May 05 07:00:00 UTC 2020
CEO Larry Raffone lays out Edelman Financial Engines growth plans - Business Insider - Tue May 26 07:00:00 UTC 2020
Precision Medicine Software Market New Opportunities, Segmentation Details with Financial Facts By 2028 - The Daily Chronicle - Tue Sep 22 09:47:30 UTC 2020
Edelman Financial Engines Promotes Kelly O'Donnell to Lead Workplace Business - Business Wire - Thu Nov 07 08:00:00 UTC 2019
Edelman Financial Engines shares ways to shore up financial security - News3LV - Mon Jun 08 07:00:00 UTC 2020
How the nation's largest RIA is handling the coronavirus crisis - Citywire USA - Wed Mar 18 07:00:00 UTC 2020
Ric & Jean Edelman and Edelman Financial Engines Donate $2 Million to Fund Alzheimer's Documentary by Oscar-Winning Director Louie Psihoyos - Business Wire - Mon Dec 23 08:00:00 UTC 2019
Ric Edelman: A Scaled-Up Gadfly - Barron's - Fri Jan 17 08:00:00 UTC 2020
Edelman Financial Engines Campaign Features Founder Dispensing Advice 06/26/2020 - MediaPost Communications - Fri Jun 26 07:00:00 UTC 2020
Edelman prepares to hire 40 additional advisors | Citywire - Citywire USA - Thu Apr 16 07:00:00 UTC 2020
PEOPLE MOVES: Zurich, Hargreaves Lansdown, Transact - International Adviser - Wed Sep 02 07:00:00 UTC 2020
AerSale Agrees to Acquire 24 Boeing 757-200 Passenger Aircraft and Spare Engines Stored at its Roswell, New Mexico Airport Facilities - Business Wire - Fri Sep 18 12:00:00 UTC 2020
Covid-19 Impact On 2020-2026 Military Aircraft Engines Market Detailed Analysis Report 2026| GE Aviation, Pratt & Whitney, Rolls Royce, Safran Aircraft Engines - The Daily Chronicle - Tue Sep 22 10:40:54 UTC 2020
Jet engine maker Rolls-Royce considering £2.5bn cash call - The Guardian - Mon Sep 21 17:20:00 UTC 2020
Moody’s: New Vanguard Robo Threatens Edelman Financial Engines - ThinkAdvisor - Tue Sep 24 07:00:00 UTC 2019
Local News Briefs: Bayer Heritage offering financial literacy program - Zanesville Times Recorder - Mon Sep 21 05:44:47 UTC 2020
Acclaimed Financial Advisor Ric Edelman Answers the 10 Investing Questions That Matter Today - Business Wire - Mon Jul 27 07:00:00 UTC 2020
Fidelity Investments applies its proven Peter Jubber to its unproven bitcoin unit and its launch of Fidelity Digital Funds signals it's all in on blockchain currency - RIABiz - Wed Sep 09 07:00:00 UTC 2020
Edelman rolls out national TV ad campaign after test boosts lead flows - Citywire USA - Thu Jun 11 07:00:00 UTC 2020
Elon Musk expected to use Tesla 'Battery Day' to argue for the end of combustion engines - Financial Post - Tue Sep 22 10:07:22 UTC 2020
New Edelman Financial Engines 401(k) chief: The future is 'personalization' - BenefitsPro - Wed Nov 13 08:00:00 UTC 2019
Financial Engines Announces Agreement to Be Acquired by Hellman & Friedman for $45.00 Per Share in Cash - Business Wire - Mon Apr 30 07:00:00 UTC 2018
Digital disruption grows attack surface, Edelman Financial Engines' Conlon says - SC Magazine - Thu Jun 18 07:00:00 UTC 2020
Edelman Financial Engines Announces Launch of Workplace Innovation Division - Business Wire - Thu Nov 14 08:00:00 UTC 2019
Edelman TV ads with humorous touch make their debut - Citywire USA - Tue Feb 04 08:00:00 UTC 2020
Ric Edelman calls on Congress to aid RIA clients - Citywire USA - Tue Aug 11 07:00:00 UTC 2020
Financial Engines More Than Doubles Its Plan Sponsor Clients in 2018 - Business Wire - Wed Apr 24 07:00:00 UTC 2019
Financial Engines, robo-advice pioneer, to be sold for $3 billion - San Francisco Chronicle - Mon Apr 30 07:00:00 UTC 2018
How Edelman Financial Engines spin-off deal became a RetireOne engine that's heating up the RIA annuity game again - RIABiz - Wed Nov 20 08:00:00 UTC 2019
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COVID and Your Money: Ric Edelman's New Public Television Special to Air on June 1st on WETA PBS - Business Wire - Thu May 28 07:00:00 UTC 2020
Edelman Financial Services and Financial Engines Become Edelman Financial Engines - Business Wire - Tue Nov 06 08:00:00 UTC 2018
Edelman Financial Engines appoints workplace business leader - Pensions & Investments - Fri Nov 08 08:00:00 UTC 2019
Edelman Financial Engines faces a credit negative outlook after Vanguard robo-adviser launch - Pensions & Investments - Tue Sep 24 07:00:00 UTC 2019
Spacesaver makes cut in 'Coolest Thing Made in Wisconsin' - Daily Union - Tue Sep 22 14:03:00 UTC 2020
Electric car costs to remain higher than traditional engines - Financial Times - Sun Aug 30 07:00:00 UTC 2020
Financial Engines Launches New Service for 401(k) Plan Participants - ThinkAdvisor - Tue Jun 25 07:00:00 UTC 2019
Validea James P. O'Shaughnessy Strategy Daily Upgrade Report - 9/22/2020 - Nasdaq - Tue Sep 22 11:13:28 UTC 2020
Rockwall County Helping Hands begins new hours for Assistance & Referral, Health Center - Blue Ribbon News - Tue Sep 01 19:28:28 UTC 2020
Edelman Financial Engines Recognized as Country's Top Fee-Only Investment Advisory Firm - Business Wire - Wed Jun 26 07:00:00 UTC 2019
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Aeromexico Reaches Agreement with Lessors - PRNewswire - Tue Sep 22 00:22:00 UTC 2020
Financial Engines, Edelman Complete Merger - ThinkAdvisor - Mon Jul 23 07:00:00 UTC 2018
$3B deal of Edelman, Financial Engines puts other RIAs in the hot seat - Financial Planning - Mon Apr 30 07:00:00 UTC 2018
Fidelity, Edelman and MarketCounsel come out against proposed DOL fiduciary rule exemption - Citywire USA - Fri Aug 21 07:00:00 UTC 2020
Financial Engines® and ADP® Form Strategic Relationship - Business Wire - Tue Feb 06 08:00:00 UTC 2018
Is Edelman Financial Engines' New Offering a Threat to Rollovers? - ThinkAdvisor - Fri Jul 12 07:00:00 UTC 2019
Financial Engines and Alight Exit Home Depot ERISA Lawsuit - Planadviser.com - Wed Sep 25 07:00:00 UTC 2019
ATIF Holdings Limited Signs Strategic Collaboration with Zhuhai Boxin Technology, Targeting Hi-Tech Corporate Clients - StreetInsider.com - Mon Sep 21 12:05:29 UTC 2020
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Is Edelman Financial Engines A Fee-Only Fiduciary? - Forbes - Sun Jul 21 07:00:00 UTC 2019
The model plane that might be the future of flying - Financial Times - Mon Sep 21 04:00:00 UTC 2020
John Bunch is out at Financial Engines Advisors after merger integration 80% complete; 'big reveal,' relaunch planned in coming months - RIABiz - Thu Jul 11 07:00:00 UTC 2019
FirstFT: Today's top stories | Financial Times - Trading U - Mon Sep 21 22:34:10 UTC 2020
How Employers Can Ease Escalating Employee Financial Stress - The 401(k) Specialist - Fri Jun 19 07:00:00 UTC 2020
Game Engines Market Analysis, Trends, Outlook, and Opportunity Analysis up to 2027 - Verdant News - Tue Sep 22 09:04:25 UTC 2020
Outboard Engines Market 2020 | What Is The Estimated Market Size In The Upcoming Years? - The Daily Chronicle - Mon Sep 21 14:07:31 UTC 2020
Industry Mourns Loss of Wards Analyst James Amend - Ward's Auto - Tue Sep 22 15:56:45 UTC 2020
Why Empower Retirement paid a 'premium' for Personal Capital - Citywire USA - Wed Jul 01 07:00:00 UTC 2020
Edelman Financial Engines Cuts Fees - ThinkAdvisor - Thu Dec 06 08:00:00 UTC 2018
Ric Edelman Calls on Congress to Permit Temporary Start of Social Security Retirement Benefits - Business Wire - Wed Mar 25 07:00:00 UTC 2020
The One Big Question Ric Edelman Is Hearing Now - ThinkAdvisor - Fri Jul 24 07:00:00 UTC 2020
Canajoharie fire displaces nine | News, Sports, Jobs - Gloversville Leader-Herald - Mon Sep 21 15:45:00 UTC 2020
Form 8-K Monocle Acquisition Corp For: Sep 18 - StreetInsider.com - Mon Sep 21 11:08:18 UTC 2020
Why Edelman and Financial Engines Joined Forces - Barron's - Fri Feb 01 08:00:00 UTC 2019
Tecogen Receives Order for Multiple Ultera Emission Reduction Systems for Municipal Water Pumping Installation in Southern California - GlobeNewswire - Tue Sep 22 13:00:00 UTC 2020
Why Financial Engines undid its IPO, and what it says about the succession-phobia still paralyzing the RIA business - RIABiz - Mon Jul 02 07:00:00 UTC 2018
One year after mega-merger, Ric Edelman looks ahead - Citywire USA - Mon Aug 05 07:00:00 UTC 2019
Edelman: Advisors Need To Warn Clients--The Worst Is Not Over - Financial Advisor Magazine - Fri Jun 26 07:00:00 UTC 2020
Edelman Financial Engines Joins America Saves Week to Help More Americans Take Control of Their Financial Lives - Business Wire - Fri Mar 01 08:00:00 UTC 2019
Edelman Covid Relief Plan Calls For Expanded Social Security Benefits - Financial Advisor Magazine - Mon Aug 10 07:00:00 UTC 2020
Edelman Financial Engines names new retail biz head - Citywire USA - Fri Jan 24 08:00:00 UTC 2020
RetireOne Acquires Edelman Financial's Broker-Dealer Unit - ThinkAdvisor - Wed Nov 13 08:00:00 UTC 2019
Ford's CEO-to-be Jim Farley bets big on commercial vehicle 'powerhouse' - The Detroit News - Tue Sep 22 03:15:19 UTC 2020
RetireOne Acquires Back Office Platform From Edelman Financial Engines - WealthManagement.com - Wed Nov 13 08:00:00 UTC 2019

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