Financial Engines

Financial Engines moved from a world of pension plans to a landscape that includes 401(k)s, IRAs, Social Security, and more. And now you’re expected to keep track and manage it all. We’ll help you become more informed to better understand your options and make decisions that could mean more for your retirement.

Different people have different investment styles, so Financial Engines gives you different ways to get the help you need.

Professional Management

If you want help getting on track, then Professional Management could be right for you. With this program, we create, implement, and monitor your personalized retirement plan for you.

Learn more about Professional Management >

Online Advice

If you’re a do-it-yourself investor and confident of the financial decisions you make, consider Online Advice. You’ll get access to expert recommendations and tools so you can create a retirement plan and fine-tune your investing strategy on your own.

Learn more about Online Advice >

Income+

Financial Engines Income+ is a feature of Professional Management that you can add to your account when you’re ready to transition from retirement savings to retirement income.*

Learn more about Income+ >

Common Questions

1. I have a 401(k). So why would I need Financial Engines, too?

While certain providers manage which funds are in your company’s program, Financial Engines gives you a personalized plan, based on your situation and goals, to make the most of your options.

2. Isn’t my company already managing my retirement plan account?

No. Your employer’s plan representatives select a mix of funds to include in the plan lineup, but it’s your responsibility to make investment choices for your personal account. Financial Engines can help you feel more confident about making those choices.

3. Is my information safe?

Financial Engines will not sell, reveal, or share any of your personal information, except as required or permitted by law or with your prior consent.

4. Is there a minimum balance required to use Financial Engines’ services?

For your workplace account, we only require $5 to be present for management, as opposed to most institutions that require hundreds or thousands of dollars in your account at all times.

5. How often do I need to review my retirement plan?

With Professional Management, investing experts look after your account for you, making periodic adjustments as needed. With Online Advice, you have the option of signing up for regular email Retirement Updates.

6. Do I have to give up control of my account?

That depends on which service you choose. With Online Advice, you decide whether or not to take our recommendations. With Professional Management, we keep your account on track for you. You can take a more active role by personalizing your management strategy. For example, you can adjust your risk preference, change your desired retirement age, or have us consider other investment accounts outside of your plan account. If you have questions, Investment Advisor Representatives are just a phone call away.

7. How much company stock should I own?

Many companies offer stock as an investment option in their plans. A large concentration in your company’s stock can increase investment risk no matter what company you work for. We look at your company stock’s characteristics and your risk tolerance when making our recommendations. We can help you monitor your stock holdings to avoid taking on inappropriate risk.

Get Started

Facts

Management Type: Fully Automated Platform
Total Assets: $8.82B
Portfolio Composition: ADRs & Mutual Funds

Optimizations

Automatic Rebalancing
Automatic Tax Loss Harvesting

Free Trial

Minimum Balance

$10000

Mobile Support

Related News

Ric & Jean Edelman and Edelman Financial Engines Donate $2 Million to Fund Alzheimer's Documentary by Oscar-Winning Director Louie Psihoyos - Business Wire - Mon Dec 23 08:00:00 UTC 2019
Ric Edelman: A Scaled-Up Gadfly - Barron's - Fri Jan 17 17:42:00 UTC 2020
Millennials will inherit $68 trillion by 2030—here's what to know if you receive a windfall - CNBC - Thu Jan 16 17:56:00 UTC 2020
You can buy steady retirement income. Experts are divided on whether it's a good idea - CNBC - Sun Jan 05 08:00:00 UTC 2020
Home Depot Workers Say 401(k) Lawsuit Involves Tens of Thousands - Bloomberg Law - Mon Dec 23 08:00:00 UTC 2019
Retirement plan advisers could see increase in business under SECURE Act - InvestmentNews - Thu Dec 26 08:00:00 UTC 2019
JPMorgan Chase celebrates its ongoing expansion with opening of Harbor East branch - Baltimore Business Journal - Fri Jan 17 19:17:00 UTC 2020
Human vs machine: CIBC poll finds most Canadians value personal advice over a search engine - Yahoo Finance - Tue Jan 21 10:00:00 UTC 2020
Edelman Financial Engines is bringing financial planners to small 401(k) plans - InvestmentNews - Fri Sep 20 07:00:00 UTC 2019
Settlement Agreement Reached in Northrop Grumman 401(k) Case - Planadviser.com - Tue Jan 14 19:33:09 UTC 2020
Secure Act Could Be Boon for Retirement Plan Advisors - Barron's - Fri Dec 27 08:00:00 UTC 2019
Make Time for a Retirement Checkup - Yahoo Finance - Mon Dec 23 08:00:00 UTC 2019
20 Financial Resolutions for 2020 - Forbes - Mon Dec 30 15:00:09 UTC 2019
Is Edelman Financial Engines A Fee-Only Fiduciary? - Forbes - Sun Jul 21 07:00:00 UTC 2019
Horoscopes for Jan. 5, 2020 - News - The Ottawa Herald - Sun Jan 05 08:00:00 UTC 2020
Financial Engines More Than Doubles Its Plan Sponsor Clients in 2018 - Business Wire - Wed Apr 24 07:00:00 UTC 2019
How Edelman Financial Engines spin-off deal became a RetireOne engine that's heating up the RIA annuity game again - RIABiz - Wed Nov 20 08:00:00 UTC 2019
Edelman Financial Engines Promotes Kelly O'Donnell to Lead Workplace Business - Business Wire - Thu Nov 07 08:00:00 UTC 2019
New Edelman Financial Engines 401(k) chief: The future is 'personalization' - BenefitsPro - Wed Nov 13 08:00:00 UTC 2019
SECURE Act doesn’t insulate annuities in 401(k)s from a fiduciary standard - BenefitsPro - Fri Jan 10 08:00:00 UTC 2020
Exclusive: Google leases nearly 500K square feet from Jay Paul in Sunnyvale in one of 2019's biggest deals - Silicon Valley Business Journal - Tue Jan 14 03:52:00 UTC 2020
Financial Engines and Alight Exit Home Depot ERISA Lawsuit - Planadviser.com - Wed Sep 25 07:00:00 UTC 2019
Edelman Financial Engines Announces Launch of Workplace Innovation Division - Business Wire - Thu Nov 14 08:00:00 UTC 2019
Financial Engines Launches New Service for 401(k) Plan Participants - ThinkAdvisor - Tue Jun 25 07:00:00 UTC 2019
Industry cautiously optimistic as Labor prepares ground rules on Open MEPs - BenefitsPro - Thu Jan 09 08:00:00 UTC 2020
Edelman Financial Engines Recognized as Country’s Top Fee-Only Investment Advisory Firm - Yahoo Finance - Wed Jun 26 07:00:00 UTC 2019
Moody’s: New Vanguard Robo Threatens Edelman Financial Engines - ThinkAdvisor - Tue Sep 24 07:00:00 UTC 2019
Edelman Financial Engines faces a credit negative outlook after Vanguard robo-adviser launch - Pensions & Investments - Tue Sep 24 07:00:00 UTC 2019
Tech Daily Roundup: Apple Protection & More - Nasdaq - Tue Jan 14 19:46:00 UTC 2020
Edelman Financial Engines Introduces Fiduciary Distribution Review - Planadviser.com - Wed Jul 31 07:00:00 UTC 2019
Edelman Financial Engines appoints workplace business leader - Pensions & Investments - Fri Nov 08 08:00:00 UTC 2019
Apple Stock Has Soared. Should Investors Sell? - Barron's - Fri Jan 10 08:00:00 UTC 2020
Edelman Financial Engines lays first building block in bid to disrupt trillions in flows to IRAs - BenefitsPro - Fri Jul 12 07:00:00 UTC 2019
John Bunch is out at Financial Engines Advisors after merger integration 80% complete; 'big reveal,' relaunch planned in coming months - RIABiz - Wed Jul 10 07:00:00 UTC 2019
Edelman Financial Engines losing COO John Bunch - InvestmentNews - Thu Jul 11 07:00:00 UTC 2019
One year after mega-merger, Ric Edelman looks ahead - Citywire USA - Mon Aug 05 07:00:00 UTC 2019
CNH Industrial to announce 2019 Fourth Quarter and Full Year financial results on February 7, 2020 - Yahoo Finance - Tue Jan 21 09:15:00 UTC 2020
RetireOne Acquires Back Office Platform From Edelman Financial Engines - WealthManagement.com - Wed Nov 13 08:00:00 UTC 2019
Valvoline to Report Financial Results for First Quarter 2020 on Feb. 3 and Host Webcast on Feb. 4 - Yahoo Finance - Mon Jan 20 22:00:00 UTC 2020
Mega-RIA Edelman Financial Engines Pursues Departing Advisors - AdvisorHub - Thu Apr 11 07:00:00 UTC 2019
Millennium Management LLC Reduces Holdings in HB Fuller Co (NYSE:FUL) - Slater Sentinel - Fri Jan 17 00:24:04 UTC 2020
5 Dividend Dow Stocks to Buy That Might Survive a Nasty Correction - 24/7 Wall St. - Tue Jan 21 12:15:00 UTC 2020
Google’s Sundar Pichai doesn’t want you to be clear-eyed about AI’s dangers - TechCrunch - Mon Jan 20 14:11:30 UTC 2020
Can - and should - an algorithm be ethical when it comes to financial technology? - Roll Call - Tue Jan 14 09:00:00 UTC 2020
Financial Engines to be purchased for $3.02 billion, combined with Edelman - InvestmentNews - Mon Apr 30 07:00:00 UTC 2018
Ric Edelman Financial Engines dropped commission based fees - Financial Planning - Wed Apr 03 07:00:00 UTC 2019
Advisors are wasting hours on outdated tech: Q&A with In|Vest speaker Hamesh Chawla of Edelman Financial Engines - Financial Planning - Wed Jul 17 19:16:45 UTC 2019
Universities that are engines of social mobility are getting more expensive - The Hechinger Report - Fri Jan 17 05:02:21 UTC 2020
Why Edelman and Financial Engines Joined Forces - Barron's - Fri Feb 01 08:00:00 UTC 2019
Ukraine asking OSCE to boost financial support for SMM – Prystaiko - UNIAN - Mon Jan 20 14:40:00 UTC 2020
Financial Engines, robo-advice pioneer, to be sold for $3 billion - San Francisco Chronicle - Mon Apr 30 07:00:00 UTC 2018
Sun City fire, medical units rolling constantly - Your Valley - Tue Jan 21 14:00:00 UTC 2020
Fire in Surat market; 60 fire engines rushed to spot - The Financial Express - Tue Jan 21 04:02:47 UTC 2020
RetireOne Acquires Edelman Financial's Broker-Dealer Unit - ThinkAdvisor - Wed Nov 13 08:00:00 UTC 2019
Financial Engines Announces Agreement to Be Acquired by Hellman & Friedman for $45.00 Per Share in Cash - Business Wire - Mon Apr 30 07:00:00 UTC 2018
Schwab is considering automated advice for employer benefits space - Financial Planning - Wed Sep 25 07:00:00 UTC 2019
MTI backs cryptocurrency startup, forms new subsidiary - Albany Business Review - Tue Jan 21 11:00:00 UTC 2020
Private equity investors are zeroing in on financial advice business - CNBC - Tue Nov 12 08:00:00 UTC 2019
Edelman Financial Services and Financial Engines Become Edelman Financial Engines - Business Wire - Tue Nov 06 08:00:00 UTC 2018
Edelman plus Financial Engines, Edelman Financial Engines - Financial Planning - Thu Nov 08 08:00:00 UTC 2018
Investment firms rank among Barron's 'Top 50' | 2019-09-27 - grbj.com - Fri Sep 27 07:00:00 UTC 2019
Prime Capital adds Financial Engines exec to lead business development - Kansas City Business Journal - Mon Feb 11 08:00:00 UTC 2019
Financial Engines, Edelman Complete Merger - ThinkAdvisor - Mon Jul 23 07:00:00 UTC 2018
For Financial Advisor Ads, a New Frontier - Barron's - Wed Dec 18 08:00:00 UTC 2019
WMAL 105.9 FM Announces the Biggest Ever Smart Money Retirement Expo - Business Wire - Tue Oct 22 07:00:00 UTC 2019
HB Fuller (NYSE:FUL) Raised to “Hold” at ValuEngine - Riverton Roll - Wed Jan 15 23:10:04 UTC 2020
The Biggest 401(k) Mistake People Make - Kiplinger's Personal Finance - Fri Dec 20 08:00:00 UTC 2019
Why Financial Engines Inc. Stock Is Surging Today - The Motley Fool - Mon Apr 30 07:00:00 UTC 2018
Europe Insight Engines Market Giants Spending Is Going To Boom (CAGR of 23.7%) | Microsoft, Oracle, Attivio, Sinequa, Coveo Solutions Inc., Celonis, Dassault System's – Dagoretti News - Dagoretti News - Mon Jan 20 05:12:31 UTC 2020
What the coming $68 trillion Great Wealth Transfer means for financial advisors - CNBC - Mon Oct 21 07:00:00 UTC 2019
Robo Adviser Financial Engines Sold to Private-Equity Firm - Wall Street Journal - Tue May 01 07:00:00 UTC 2018
The Day Fiduciary Died - Forbes - Mon Jul 01 07:00:00 UTC 2019
'Financial QB' sues Edelman over alleged trademark infringement - Citywire USA - Fri Jul 19 07:00:00 UTC 2019
Can we ever trust Google with our health data? - Financial Times - Mon Jan 20 11:54:00 UTC 2020
Singapore chatbot startup Pand.ai secures pre-series A funding - Tech in Asia - Tue Jan 21 04:07:00 UTC 2020
2019 Top Independent Advisors - Barron's - Fri Sep 13 07:00:00 UTC 2019
Battle lines drawn on post-Brexit trade talks - Financial Times - Tue Jan 21 04:01:07 UTC 2020
Axios Media Trends - January 21, 2020 - Axios - Tue Jan 21 13:44:28 UTC 2020
Managed Account Provider Dodges Fiduciary Breach Suit - National Association of Plan Advisors - Wed Sep 25 07:00:00 UTC 2019
India's DGCA extends IndiGo deadline to replace PW engines - ch-aviation - Mon Jan 20 00:16:00 UTC 2020
The No. 1 advisor on the state of investing advice: 'There is an amazing amount of silly beliefs' - CNBC - Fri Aug 02 07:00:00 UTC 2019
Why Google thinks we need to regulate AI - Financial Times - Mon Jan 20 04:00:00 UTC 2020
Regal Investment Advisors LLC Has $399,000 Stake in Schwab U.S. Large-Cap Value ETF (NYSEARCA:SCHV) - Riverton Roll - Mon Dec 23 08:00:00 UTC 2019
German prosecutors probe Mitsubishi for suspected illegal defeat devices - Financial Post - Tue Jan 21 14:08:00 UTC 2020
Boeing is in talks to borrow $10 billion or more as 737 Max crisis wears on - CNBC - Mon Jan 20 15:56:00 UTC 2020
Edelman Financial ordered to pay $160k after losing Finra arbitration - Citywire USA - Thu Mar 21 07:00:00 UTC 2019
Great Stride in Hainan's Economic Transformation and Development - PRNewswire - Tue Jan 21 10:56:00 UTC 2020
Turn Your $50K Salary Into A $1M Retirement Fund - Yahoo Finance - Tue Jan 14 10:00:00 UTC 2020
Ric Edelman's Edelman Financial or Financial Engines? - Financial Planning - Fri Sep 21 07:00:00 UTC 2018
Spuds Powell: How Defense Paid Off - Barron's - Thu Oct 31 07:00:00 UTC 2019
Edelman Financial Engines Trims Fees - Barron's - Fri Dec 07 08:00:00 UTC 2018
Edelman Financial Engines Cuts Fees - ThinkAdvisor - Thu Dec 06 08:00:00 UTC 2018
What you don't know about managing money can cost you ... big time - CNBC - Tue Oct 01 07:00:00 UTC 2019
Financial Engines-Edelman Deal: Where Are the Synergies? - ThinkAdvisor - Mon Apr 30 07:00:00 UTC 2018
Insight Engines Market Business Scenario 2020 | SWOT Analysis by Major Players- IBM, Microsoft, Oracle, Coveo, Coveo, Coveo, Sinequa - Melanian News - Tue Jan 21 10:27:45 UTC 2020
Financial Engines + Edelman = LOVE - Financial Advisor Magazine - Mon Jul 02 07:00:00 UTC 2018
Edelman, Financial Engines to Combine Following Sale - Barron's - Mon Apr 30 07:00:00 UTC 2018
Parents Want Help Teaching Their Kids Good Financial Habits, Edelman Financial Engines Survey Finds - Business Wire - Tue Jan 08 08:00:00 UTC 2019
Edelman: Advisors Blind To Digital Assets - ETF.com - Fri Sep 27 07:00:00 UTC 2019
Financial Engines Reports First Quarter 2018 Financial Results - Business Wire - Wed May 09 07:00:00 UTC 2018

Reviews & Ratings

User Impressions
User Ratings: not enough ratings
My Rating

Expert Ratings: None

Get Started